Transfer · ach outgoing

$4,103.93 USD

Id: acht_sim_nort_9m9w0v0bie
Status: COMPLETED
Type: DEBIT
Entity: enti_sim_nort_1te2fh6b2n
Account: bacc_sim_nort_93195e1p2q
Counterparty: cpty_sim_nort_2xa274u8ie
SEC code: WEB
Return code: —
Created: 2026-07-15 20:59Z
Effective: 2026-07-16 20:59Z

Transaction Risk Skoor

Skoor

25n=120

Band

clear

Confidence

0.62

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-02 A first transfer with a counterparty, above the program's 95th percentile.	`counterparty.first_time_and_large`	+15		amount above the program p95 (373182)
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
counterparty.first_time_and_large	+15		amount above the program p95 (373182)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 8,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "180860",
    "achDebits60d": 3,
    "priorReturns": 0,
    "priorTransfers": 8,
    "screeningAgeDays": -35,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "373182",
  "hardSignal": false,
  "amountCents": "410393",
  "medianCents": "193382",
  "programN90d": 120,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:13.164Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=64 clear

Counterparty Risk Skoor

10n=8 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:32Z	first_time_counterparty_large	First transfer to a new counterparty, $4,103.93, above the program's 95th percentile.	medium	25 clear	reviewed	open	no clock