Entity · PERSON

Fern Studio 017

Id: enti_sim_nort_1te2fh6b2n
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-19 02:28Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=64

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 64,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 2,
    "unauthorized": 0
  },
  "scoredN": 62,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.04838709677419355,
  "velocityRatio": 1.3076809894977832,
  "confidenceDecay": 1,
  "screeningAgeDays": 29,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 46
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	64	1.00	ers-v1
2026-09-17 19:31Z	0	clear	31	0.75	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_8y9a1zhs3ql	ach outgoing CREDIT	$2,574.58	SUBMITTED	0	clear	1466	2026-09-16 23:50Z
acht_sim_nort_8w6ortxn3px	ach outgoing DEBIT	$2,557.79	SETTLED	15	clear	1472	2026-09-16 04:59Z
acht_sim_nort_55ntpekf3jq	ach outgoing DEBIT	$1,471.50	SETTLED	40	review	1406	2026-09-13 05:18Z
acht_sim_nort_8lzjj1v23i7	ach outgoing DEBIT	$3,989.15	SETTLED	0	clear	1375	2026-09-12 22:31Z
acht_sim_nort_6brhd6m93gy	ach outgoing CREDIT	$3,652.89	SETTLED	15	clear	1356	2026-09-11 23:05Z
acht_sim_nort_90us9vhg3ev	ach outgoing CREDIT	$3,873.53	SETTLED	0	clear	1330	2026-09-10 03:07Z
acht_sim_nort_6b8j8t893b8	ach outgoing DEBIT	$935.34	SETTLED	0	clear	1285	2026-09-08 03:29Z
acht_sim_nort_4mwyo1qn35q	ach outgoing DEBIT	$2,073.57	SETTLED	10	clear	1218	2026-09-05 21:30Z
acht_sim_nort_1y0vrx6w33m	ach outgoing CREDIT	$2,195.07	SETTLED	0	clear	1195	2026-09-04 22:16Z
acht_sim_nort_3j7l8k1932j	ach outgoing CREDIT	$1,533.68	SETTLED	0	clear	1189	2026-09-04 05:55Z
acht_sim_nort_7787cxwh31l	ach outgoing CREDIT	$3,357.40	RETURNED	0	clear	1185	2026-09-04 03:22Z
acht_sim_nort_1aadv8w431s	ach outgoing CREDIT	$904.75	SETTLED	15	clear	1184	2026-09-04 02:34Z
acht_sim_nort_46dh7vo632g	ach outgoing DEBIT	$1,690.10	SETTLED	0	clear	1178	2026-09-04 00:38Z
acht_sim_nort_4b6nz5ya2zo	ach outgoing CREDIT	$2,712.16	SETTLED	0	clear	1146	2026-09-02 03:19Z
acht_sim_nort_bo9hlsl02we	ach outgoing CREDIT	$3,284.08	SETTLED	0	clear	1107	2026-08-30 23:36Z
acht_sim_nort_7h2ozzbv2sv	ach outgoing CREDIT	$836.87	SETTLED	0	clear	1063	2026-08-29 01:40Z
acht_sim_nort_c1ymykol2ri	ach outgoing DEBIT	$2,547.09	SETTLED	0	clear	1053	2026-08-28 05:35Z
acht_sim_nort_btxuxu7h2p6	ach outgoing DEBIT	$3,317.99	SETTLED	10	clear	1024	2026-08-26 22:55Z
acht_sim_nort_cpmbd21v2mw	ach outgoing CREDIT	$2,962.30	SETTLED	10	clear	1003	2026-08-25 23:25Z
acht_sim_nort_o99g69k2nz	ach outgoing DEBIT	$2,991.55	SETTLED	0	clear	996	2026-08-25 22:02Z
acht_sim_nort_ahjsam0u2ok	ach outgoing CREDIT	$2,550.95	SETTLED	0	clear	995	2026-08-25 21:26Z
acht_sim_nort_mu6uwhj2kq	ach outgoing DEBIT	$1,856.42	SETTLED	0	clear	979	2026-08-25 00:51Z
acht_sim_nort_9ofa8xxc2hk	ach outgoing CREDIT	$3,498.44	SETTLED	40	review	944	2026-08-23 05:38Z
acht_sim_nort_7yvcbnyx2h4	ach outgoing DEBIT	$1,913.75	SETTLED	0	clear	942	2026-08-23 04:24Z
acht_sim_nort_1sh4lm802ht	ach outgoing DEBIT	$1,934.98	SETTLED	0	clear	933	2026-08-23 01:04Z
acht_sim_nort_4w2ximfw2fr	ach outgoing DEBIT	$865.13	SETTLED	15	clear	922	2026-08-22 05:46Z
acht_sim_nort_1kcl0ixf2fx	ach outgoing CREDIT	$1,846.37	SETTLED	0	clear	901	2026-08-21 21:11Z
acht_sim_nort_7xjrgmms2cd	ach outgoing CREDIT	$1,567.23	SETTLED	0	clear	889	2026-08-21 01:03Z
acht_sim_nort_3n5m97pu2ag	ach outgoing DEBIT	$1,623.08	SETTLED	15	clear	857	2026-08-19 04:54Z
acht_sim_nort_8qyf5woc27u	ach outgoing CREDIT	$2,629.98	SETTLED	0	clear	829	2026-08-17 20:31Z
acht_sim_nort_bj9btmao28y	ach outgoing DEBIT	$3,223.09	SETTLED	15	clear	827	2026-08-17 20:25Z
acht_sim_nort_azyjf9pb270	ach outgoing CREDIT	$1,108.72	SETTLED	10	clear	826	2026-08-17 05:53Z
acht_sim_nort_aklt1l6426t	ach outgoing DEBIT	$2,045.37	RETURNED	0	clear	808	2026-08-16 21:43Z
acht_sim_nort_ar8z40pf26e	ach outgoing CREDIT	$1,287.58	SETTLED	0	clear	808	2026-08-16 21:36Z
acht_sim_nort_9nsqc74n26h	ach outgoing CREDIT	$976.05	SETTLED	0	clear	807	2026-08-16 21:31Z
acht_sim_nort_12yr91zd23m	ach outgoing DEBIT	$1,373.12	SETTLED	40	review	782	2026-08-15 02:02Z
acht_sim_nort_8qqf3tku22d	ach outgoing DEBIT	$1,912.78	SETTLED	15	clear	757	2026-08-13 23:40Z
acht_sim_nort_ahx9oz5v20o	ach outgoing DEBIT	$930.42	SETTLED	0	clear	735	2026-08-13 00:06Z
acht_sim_nort_bj63ludp1xe	ach outgoing CREDIT	$2,409.29	SETTLED	0	clear	710	2026-08-11 05:43Z
acht_sim_nort_1yed06fo1tv	ach outgoing DEBIT	$1,156.08	SETTLED	10	clear	667	2026-08-09 03:13Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,471.50 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $3,498.44 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	velocity_spike	Entity velocity spiked: 1 transfers and $2,666.30 in 24 hours.	medium	null unscored	reviewed	open