Transfer · ach outgoing

$3,083.54 USD

Id: acht_sim_nort_6naiss7rx8
Status: MANUAL_REVIEW
Type: CREDIT
Entity: enti_sim_nort_91eod4q93y
Account: bacc_sim_nort_5gz83lka41
Counterparty: cpty_sim_nort_4x5lmj4c4a
SEC code: PPD
Return code: —
Created: 2026-07-23 04:39Z
Effective: 2026-07-24 04:39Z

Transaction Risk Skoor

Skoor

35n=261

Band

review

Confidence

0.90

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening
2	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 13,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "311063",
    "achDebits60d": 5,
    "priorReturns": 0,
    "priorTransfers": 13,
    "screeningAgeDays": 26,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "379984",
  "hardSignal": false,
  "amountCents": "308354",
  "medianCents": "193080",
  "programN90d": 261,
  "counterparty": {
    "n": 4,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:07.140Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

65n=65 review

Counterparty Risk Skoor

10n=21 clear

Alerts on this transfer

No alerts.