Transfer · ach outgoing

$22,200.00 USD

Id: acht_sim_nort_28ybbqky3s9
Status: SETTLED
Type: CREDIT
Entity: enti_sim_nort_ahjigjsxu
Account: bacc_sim_nort_83j7yhu5x
Counterparty: cpty_sim_nort_5pwws2003s9
SEC code: PPD
Return code: —
Created: 2026-08-31 04:53Z
Effective: 2026-09-01 04:53Z

Transaction Risk Skoor

Skoor

45n=1114

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	TRS-AMT-02 The amount is more than ten times the program's median.	`amount.gt_10x_median`	+20	amount > 10× program median (184995)
2	TRS-CP-02 A first transfer with a counterparty, above the program's 95th percentile.	`counterparty.first_time_and_large`	+15	amount above the program p95 (378952)
3	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10	first transfer with this counterparty

Signals

Signal	Weight	Detail
counterparty.first_time	+10	first transfer with this counterparty
counterparty.first_time_and_large	+15	amount above the program p95 (378952)
amount.gt_10x_median	+20	amount > 10× program median (184995)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 24,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 26,
    "priorReturns": 2,
    "priorTransfers": 42,
    "screeningAgeDays": 56,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "378952",
  "hardSignal": false,
  "amountCents": "2220000",
  "medianCents": "184995",
  "programN90d": 1114,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:31:35.472Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=50 clear

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:31Z	first_time_counterparty_large	First transfer to a new counterparty, $22,200.00, above the program's 95th percentile.	medium	45 review	reviewed	open	no clock