Transfer · ach outgoing

$621.54 USD

Id: acht_sim_meri_tqxc6a89rj
Status: HOLD
Type: CREDIT
Entity: enti_sim_meri_1nm3htr39n2
Account: bacc_sim_meri_1xjoc6h29n5
Counterparty: cpty_sim_meri_7kgtsvji9pv
SEC code: PPD
Return code: —
Created: 2026-07-10 20:11Z
Effective: 2026-07-11 20:11Z

Transaction Risk Skoor

Skoor

nulln=1

Band

unscored

Confidence

null

Version

trs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 0,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 0,
    "priorReturns": 0,
    "priorTransfers": 0,
    "screeningAgeDays": 2,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "32998",
  "hardSignal": false,
  "amountCents": "62154",
  "medianCents": "32998",
  "programN90d": 1,
  "counterparty": {
    "n": 2,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.531Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=26 clear

Counterparty Risk Skoor

10n=47 clear

Alerts on this transfer

No alerts.