Counterparty

Receiver 2

Id: cpty_sim_meri_7kgtsvji9pv
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 22

Counterparty Risk Skoor Report →

Skoor

10n=47

Band

clear

Confidence

0.76

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 47,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 42,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.005192463641178328,
  "confidenceDecay": 1,
  "distinctEntities": 22,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 1,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	47	0.76	crs-v1
2026-09-17 19:31Z	10	clear	27	0.48	crs-v1
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_ax9uyx7ycbh	ach outgoing DEBIT	$1,081.34	SETTLED	0	clear	1073	2026-09-16 02:48Z
acht_sim_meri_5e1a44cfcch	ach outgoing DEBIT	$528.82	SETTLED	20	clear	1061	2026-09-15 21:02Z
acht_sim_meri_2fvpg29pca9	ach outgoing CREDIT	$803.88	SETTLED	0	clear	1053	2026-09-15 01:56Z
acht_sim_meri_cdy8tt5jc6i	ach outgoing DEBIT	$610.57	SETTLED	0	clear	997	2026-09-12 01:54Z
acht_sim_meri_46hw3d6rc34	ach outgoing CREDIT	$1,313.92	SETTLED	0	clear	955	2026-09-09 04:55Z
acht_sim_meri_4zro0kzyc1j	ach outgoing CREDIT	$1,364.40	SETTLED	0	clear	934	2026-09-08 00:39Z
wire_sim_meri_c05bl0xbbzl	wire outgoing	$1,354.04	COMPLETED	0	clear	889	2026-09-06 01:00Z
acht_sim_meri_66ljmt8tbwu	ach outgoing DEBIT	$746.28	SETTLED	0	clear	867	2026-09-03 22:21Z
acht_sim_meri_c9kdo6gpbv5	ach outgoing CREDIT	$730.90	SETTLED	0	clear	850	2026-09-02 20:41Z
acht_sim_meri_48ka0x66btc	ach outgoing CREDIT	$456.50	SETTLED	15	clear	839	2026-09-02 02:04Z
acht_sim_meri_627rcev2bqq	ach outgoing CREDIT	$1,262.28	SETTLED	0	clear	802	2026-08-30 22:24Z
acht_sim_meri_25ra3yl3bp5	ach outgoing DEBIT	$579.70	SETTLED	0	clear	799	2026-08-30 04:45Z
acht_sim_meri_4ezm4nvxbpb	ach outgoing DEBIT	$781.47	SETTLED	0	clear	794	2026-08-29 23:43Z
acht_sim_meri_3fyl6jtqbk9	ach outgoing DEBIT	$1,178.90	SETTLED	0	clear	732	2026-08-26 03:30Z
acht_sim_meri_9ehp2pzlbh7	ach outgoing CREDIT	$1,178.32	SETTLED	0	clear	700	2026-08-24 03:53Z
acht_sim_meri_573z61zybfy	ach outgoing CREDIT	$844.99	SETTLED	0	clear	680	2026-08-22 23:45Z
acht_sim_meri_b0ttvll8bf8	ach outgoing DEBIT	$916.56	SETTLED	0	clear	661	2026-08-21 22:29Z
acht_sim_meri_5lbtjb0dbf5	ach outgoing CREDIT	$330.98	SETTLED	15	clear	657	2026-08-21 20:23Z
acht_sim_meri_76cdo5v6bde	ach outgoing DEBIT	$355.82	SETTLED	0	clear	654	2026-08-21 03:17Z
acht_sim_meri_4npmsjvvbd8	ach outgoing DEBIT	$1,235.70	SETTLED	0	clear	649	2026-08-21 00:26Z
acht_sim_meri_2f4i50ihbbf	ach outgoing CREDIT	$499.47	SETTLED	0	clear	644	2026-08-20 05:32Z
acht_sim_meri_9dyg8ndmbbr	ach outgoing CREDIT	$657.53	SETTLED	0	clear	638	2026-08-20 01:30Z
acht_sim_meri_po5wjc0ba3	ach outgoing DEBIT	$1,178.94	SETTLED	15	clear	620	2026-08-19 05:12Z
acht_sim_meri_4d8ziwfsazq	ach outgoing CREDIT	$322.68	SETTLED	0	clear	490	2026-08-09 23:23Z
acht_sim_meri_adsfjqa6ay6	ach outgoing CREDIT	$411.79	SETTLED	0	clear	472	2026-08-08 20:14Z
acht_sim_meri_19f6002taxm	ach outgoing CREDIT	$383.16	SETTLED	0	clear	459	2026-08-07 21:38Z
acht_sim_meri_61ywqo9naqk	ach outgoing CREDIT	$295.57	SETTLED	0	clear	392	2026-08-03 04:31Z
acht_sim_meri_2v0spkhraqx	ach outgoing CREDIT	$311.82	SETTLED	15	clear	380	2026-08-02 23:29Z
acht_sim_meri_3peysb9vanm	ach outgoing DEBIT	$485.09	SETTLED	0	clear	349	2026-07-31 20:34Z
acht_sim_meri_a90o3s8baij	ach outgoing DEBIT	$1,113.83	SETTLED	0	clear	287	2026-07-27 20:02Z
acht_sim_meri_6v46mxfdagr	ach outgoing CREDIT	$741.20	SETTLED	0	clear	280	2026-07-26 23:06Z
acht_sim_meri_aic8ui2iaer	ach outgoing DEBIT	$304.79	SETTLED	0	clear	245	2026-07-24 23:38Z
acht_sim_meri_13pfswnfad0	ach outgoing DEBIT	$651.66	SETTLED	0	clear	237	2026-07-24 04:21Z
acht_sim_meri_ag20njq9aaa	ach outgoing CREDIT	$338.00	SETTLED	0	clear	197	2026-07-22 00:34Z
acht_sim_meri_4q0oigwtaav	ach outgoing CREDIT	$604.07	SETTLED	0	clear	195	2026-07-21 21:29Z
acht_sim_meri_kzms1f7a9e	ach outgoing DEBIT	$1,040.28	SETTLED	0	clear	177	2026-07-20 23:35Z
acht_sim_meri_4qs5ritba31	ach outgoing DEBIT	$971.59	COMPLETED	0	clear	124	2026-07-17 01:27Z
acht_sim_meri_2xmkiuaca35	ach outgoing CREDIT	$572.33	COMPLETED	0	clear	120	2026-07-16 22:05Z
acht_sim_meri_1iurakeca0t	ach outgoing DEBIT	$342.30	COMPLETED	0	clear	104	2026-07-15 23:22Z
acht_sim_meri_7ukm48xaa0f	ach outgoing CREDIT	$516.43	COMPLETED	0	clear	81	2026-07-14 20:38Z

Alerts on this counterparty

No alerts.