Transfer · ach outgoing

$327.92 USD

Id: acht_sim_meri_a7gw2gebc7s
Status: SETTLED
Type: DEBIT
Entity: enti_sim_meri_3qkxl63d9nd
Account: bacc_sim_meri_6hf7erz79ng
Counterparty: cpty_sim_meri_8lhj4l4sc7s (AE)
SEC code: WEB
Return code: —
Created: 2026-09-13 03:01Z
Effective: 2026-09-14 03:01Z

Transaction Risk Skoor

Skoor

25n=1011

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-GEO-02 The counterparty is in a country the program did not declare.	`geo.outside_declared_countries`	+15		counterparty country AE not declared by the program
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
geo.outside_declared_countries	+15		counterparty country AE not declared by the program

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 22,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "44325",
    "achDebits60d": 27,
    "priorReturns": 1,
    "priorTransfers": 45,
    "screeningAgeDays": 16,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "136364",
  "hardSignal": false,
  "amountCents": "32792",
  "medianCents": "66916",
  "programN90d": 1011,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:32:05.032Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": "AE"
}

The actors on this transfer

Entity Risk Skoor

0n=46 clear

Counterparty Risk Skoor

nulln=2 unscored

Alerts on this transfer

No alerts.