Entity · PERSON

Grove Co 26

Id: enti_sim_meri_3qkxl63d9nd
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-27 08:46Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=46

Band

clear

Confidence

0.95

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 46,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 44,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.045454545454545456,
  "velocityRatio": 0.8005673871763676,
  "confidenceDecay": 1,
  "screeningAgeDays": 21,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 29
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	46	0.95	ers-v1
2026-09-17 19:31Z	0	clear	25	0.69	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_6lidst6jcdc	ach outgoing CREDIT	$462.77	SUBMITTED	0	clear	1076	2026-09-17 02:19Z
acht_sim_meri_a7gw2gebc7s	ach outgoing DEBIT	$327.92	SETTLED	25	clear	1011	2026-09-13 03:01Z
acht_sim_meri_9w9g9vfzc87	ach outgoing DEBIT	$443.25	SETTLED	0	clear	1007	2026-09-12 23:55Z
acht_sim_meri_4nc5zrkec5o	ach outgoing DEBIT	$875.34	SETTLED	0	clear	978	2026-09-10 23:49Z
acht_sim_meri_9e4imquic3x	ach outgoing DEBIT	$915.66	SETTLED	0	clear	968	2026-09-10 04:17Z
acht_sim_meri_ausijgmpc3i	ach outgoing DEBIT	$349.85	SETTLED	0	clear	956	2026-09-09 20:19Z
acht_sim_meri_2fwwwfsqbrw	ach outgoing DEBIT	$394.30	SETTLED	0	clear	819	2026-08-31 21:16Z
acht_sim_meri_2scdc4qlbqn	ach outgoing DEBIT	$309.26	SETTLED	0	clear	813	2026-08-31 04:49Z
acht_sim_meri_3x304tkxbn2	ach outgoing CREDIT	$612.68	SETTLED	10	clear	763	2026-08-28 02:42Z
acht_sim_meri_6515fraobm6	ach outgoing DEBIT	$867.23	SETTLED	0	clear	741	2026-08-27 00:40Z
acht_sim_meri_84m4hzq2bmc	ach outgoing DEBIT	$626.96	SETTLED	0	clear	737	2026-08-26 21:29Z
acht_sim_meri_q5pa8z6bjk	ach outgoing DEBIT	$543.08	SETTLED	0	clear	735	2026-08-26 05:27Z
acht_sim_meri_3fyl6jtqbk9	ach outgoing DEBIT	$1,178.90	SETTLED	0	clear	732	2026-08-26 03:30Z
acht_sim_meri_304xijv7bic	ach outgoing DEBIT	$322.75	SETTLED	0	clear	710	2026-08-24 23:47Z
acht_sim_meri_by6ov08abfe	ach outgoing DEBIT	$937.80	SETTLED	0	clear	675	2026-08-22 05:47Z
acht_sim_meri_5fkp2yadbeb	ach outgoing DEBIT	$822.20	SETTLED	15	clear	673	2026-08-22 04:09Z
acht_sim_meri_3v1dz099bfh	ach outgoing DEBIT	$329.87	SETTLED	0	clear	670	2026-08-22 03:43Z
acht_sim_meri_34wl567xb8x	ach outgoing CREDIT	$627.10	SETTLED	0	clear	604	2026-08-18 01:57Z
acht_sim_meri_935vthgtb9c	ach outgoing DEBIT	$435.12	SETTLED	0	clear	599	2026-08-18 00:03Z
acht_sim_meri_7pxf5xf9b88	ach outgoing CREDIT	$1,210.44	RETURNED	15	clear	592	2026-08-17 04:56Z
acht_sim_meri_7ut6bh9cb8l	ach outgoing CREDIT	$645.47	SETTLED	10	clear	587	2026-08-16 21:19Z
acht_sim_meri_cifs1r5pb74	ach outgoing DEBIT	$1,211.98	SETTLED	10	clear	582	2026-08-16 05:29Z
acht_sim_meri_bnq1rzd2b5d	ach outgoing CREDIT	$1,014.76	SETTLED	0	clear	559	2026-08-14 23:36Z
acht_sim_meri_c9r7qspsb51	ach outgoing CREDIT	$1,195.37	SETTLED	0	clear	551	2026-08-14 05:13Z
acht_sim_meri_e8fpysub0w	ach outgoing CREDIT	$1,090.19	SETTLED	0	clear	503	2026-08-10 20:21Z
acht_sim_meri_349t1ds5ay0	ach outgoing CREDIT	$585.47	SETTLED	0	clear	475	2026-08-08 22:17Z
acht_sim_meri_b8e2p7ioavt	ach outgoing DEBIT	$1,439.90	SETTLED	40	review	452	2026-08-07 03:27Z
acht_sim_meri_c0843bfhauw	ach outgoing DEBIT	$1,331.03	SETTLED	0	clear	433	2026-08-05 23:57Z
acht_sim_meri_4b5kgn8xat0	ach outgoing CREDIT	$716.03	SETTLED	0	clear	419	2026-08-05 00:13Z
acht_sim_meri_424ms5ioato	ach outgoing CREDIT	$364.15	SETTLED	40	review	414	2026-08-04 21:45Z
acht_sim_meri_73q7lyy6as0	ach outgoing DEBIT	$311.01	SETTLED	15	clear	398	2026-08-03 21:17Z
acht_sim_meri_9q87vng1apn	ach outgoing CREDIT	$685.05	SETTLED	0	clear	373	2026-08-02 04:39Z
acht_sim_meri_9geqybap5	ach outgoing DEBIT	$818.81	SETTLED	0	clear	362	2026-08-01 22:57Z
acht_sim_meri_auywcti8alw	ach outgoing DEBIT	$1,418.24	SETTLED	0	clear	332	2026-07-30 03:03Z
acht_sim_meri_30yc24igalh	ach outgoing DEBIT	$1,155.31	SETTLED	15	clear	328	2026-07-30 01:12Z
acht_sim_meri_17qot27ak5	ach outgoing DEBIT	$838.10	SETTLED	15	clear	306	2026-07-28 21:22Z
acht_sim_meri_70kl7dlqahj	ach outgoing CREDIT	$535.69	SETTLED	0	clear	275	2026-07-26 22:06Z
acht_sim_meri_bqjjrfqpahv	ach outgoing DEBIT	$594.58	SETTLED	0	clear	271	2026-07-26 21:18Z
acht_sim_meri_363oi274ab1	ach outgoing DEBIT	$814.98	SETTLED	0	clear	207	2026-07-22 05:45Z
acht_sim_meri_ag20njq9aaa	ach outgoing CREDIT	$338.00	SETTLED	0	clear	197	2026-07-22 00:34Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,439.90 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open