Transfer · ach outgoing

$598.96 USD

Id: acht_sim_meri_4rjq8a5ocem
Status: SETTLED
Type: CREDIT
Entity: enti_sim_meri_4gund5k49mu
Account: bacc_sim_meri_7fkfs81z9mx
Counterparty: cpty_sim_meri_x6mpxf19pv
SEC code: PPD
Return code: —
Created: 2026-09-13 05:22Z
Effective: 2026-09-14 05:22Z

Transaction Risk Skoor

Skoor

25n=1022

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-02 The counterparty has drawn a return before.	`returns.counterparty_prior_any`	+15		1 prior return(s) other than NSF
2	TRS-VEL-01 The entity made more than five transfers in 24 hours.	`velocity.count_24h_gt_5`	+10		6 transfers in 24h

Signals

Signal	Weight	Hard	Detail
returns.counterparty_prior_any	+15		1 prior return(s) other than NSF
velocity.count_24h_gt_5	+10		6 transfers in 24h

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 6,
    "count30d": 21,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "381726",
    "achDebits60d": 11,
    "priorReturns": 3,
    "priorTransfers": 40,
    "screeningAgeDays": 9,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 1
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "136432",
  "hardSignal": false,
  "amountCents": "59896",
  "medianCents": "66886",
  "programN90d": 1022,
  "counterparty": {
    "n": 18,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:16.652Z",
    "isFirstTime": false,
    "priorReturns": 1,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

45n=34 review

Counterparty Risk Skoor

10n=20 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:32Z	velocity_spike	Entity velocity spiked: 6 transfers and $3,817.26 in 24 hours.	medium	25 clear	reviewed	open	no clock