Transfer · ach outgoing

$582.74 USD

Id: acht_sim_meri_3qjvxfv8bq2
Status: SETTLED
Type: DEBIT
Entity: enti_sim_meri_46912iyn9n6
Account: bacc_sim_meri_bnk6p5oj9n9
Counterparty: cpty_sim_meri_76hym53h9pv
SEC code: WEB
Return code: —
Created: 2026-08-30 00:02Z
Effective: 2026-08-31 00:02Z

Transaction Risk Skoor

Skoor

40n=795

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-01 The counterparty has drawn an unauthorized return before.	`returns.counterparty_prior_unauthorized`	+40		1 prior unauthorized return(s)

Signals

Signal	Weight	Hard	Detail
returns.counterparty_prior_unauthorized	+40		1 prior unauthorized return(s)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 14,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 18,
    "priorReturns": 0,
    "priorTransfers": 32,
    "screeningAgeDays": 65,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "136474",
  "hardSignal": false,
  "amountCents": "58274",
  "medianCents": "66600",
  "programN90d": 795,
  "counterparty": {
    "n": 29,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:08.500Z",
    "isFirstTime": false,
    "priorReturns": 2,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 1
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=44 clear

Counterparty Risk Skoor

80n=36 hold

Alerts on this transfer

No alerts.