Entity · PERSON

Entity Risk Skoor Report →

Skoor

0n=44

Band

clear

Confidence

0.93

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 44,
  "alerts": {
    "opened": 1,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 42,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.047619047619047616,
  "velocityRatio": 1.142477468587593,
  "confidenceDecay": 1,
  "screeningAgeDays": 16,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 22
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	44	0.93	ers-v1
2026-09-17 19:31Z	0	clear	26	0.68	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_c2sfm80bcd8	ach outgoing CREDIT	$1,254.88	SUBMITTED	0	clear	1082	2026-09-17 04:53Z
acht_sim_meri_20fpl24ic9d	ach outgoing CREDIT	$887.94	SETTLED	15	clear	1036	2026-09-14 00:14Z
acht_sim_meri_13nlshrc60	ach outgoing DEBIT	$1,439.25	SETTLED	0	clear	999	2026-09-12 03:20Z
acht_sim_meri_9z5erwvrc6x	ach outgoing CREDIT	$670.43	SETTLED	0	clear	993	2026-09-11 23:37Z
acht_sim_meri_621hwil4c3o	ach outgoing CREDIT	$1,073.60	SETTLED	0	clear	964	2026-09-10 02:04Z
acht_sim_meri_6jo2pu5ibzi	ach outgoing CREDIT	$804.46	SETTLED	0	clear	911	2026-09-06 05:44Z
acht_sim_meri_49ho1u9vbyx	ach outgoing DEBIT	$1,104.50	SETTLED	10	clear	895	2026-09-05 20:15Z
acht_sim_meri_3bx7mhqnbuw	ach outgoing DEBIT	$511.97	SETTLED	15	clear	862	2026-09-03 03:58Z
acht_sim_meri_1odg0kt2buf	ach outgoing CREDIT	$863.47	SETTLED	0	clear	845	2026-09-02 02:40Z
acht_sim_meri_1ybmd7t9bsh	ach outgoing CREDIT	$868.17	SETTLED	40	review	820	2026-09-01 00:28Z
acht_sim_meri_9yubeviubqw	ach outgoing CREDIT	$1,264.65	SETTLED	0	clear	807	2026-08-31 01:21Z
acht_sim_meri_627rcev2bqq	ach outgoing CREDIT	$1,262.28	SETTLED	0	clear	802	2026-08-30 22:24Z
acht_sim_meri_3qjvxfv8bq2	ach outgoing DEBIT	$582.74	SETTLED	40	review	795	2026-08-30 00:02Z
acht_sim_meri_45tzgyflbjr	ach outgoing DEBIT	$302.18	SETTLED	0	clear	724	2026-08-26 00:10Z
acht_sim_meri_1k4rwb90bga	ach outgoing DEBIT	$310.90	SETTLED	0	clear	681	2026-08-23 03:25Z
acht_sim_meri_27rnjpu3bfk	ach outgoing DEBIT	$451.17	SETTLED	0	clear	662	2026-08-21 23:20Z
acht_sim_meri_6qwoipdibdn	ach outgoing CREDIT	$627.39	SETTLED	0	clear	653	2026-08-21 03:15Z
acht_sim_meri_uqumdt4b7z	ach outgoing CREDIT	$1,263.18	SETTLED	0	clear	591	2026-08-17 00:40Z
acht_sim_meri_chhco9w6b85	ach outgoing DEBIT	$547.72	SETTLED	15	clear	584	2026-08-16 20:05Z
acht_sim_meri_161hu4d8b12	ach outgoing DEBIT	$1,121.15	SETTLED	0	clear	515	2026-08-11 05:45Z
acht_sim_meri_1iahsrrdaz2	ach outgoing CREDIT	$441.47	SETTLED	0	clear	485	2026-08-09 00:40Z
acht_sim_meri_9ejwbu2satc	ach outgoing CREDIT	$373.22	SETTLED	15	clear	418	2026-08-05 00:12Z
acht_sim_meri_53qdv33jatf	ach outgoing DEBIT	$726.79	SETTLED	0	clear	412	2026-08-04 20:34Z
acht_sim_meri_6z4ftg9gas6	ach outgoing CREDIT	$484.42	SETTLED	0	clear	400	2026-08-03 21:58Z
acht_sim_meri_9nhlh7jear9	ach outgoing DEBIT	$1,056.90	SETTLED	0	clear	391	2026-08-03 04:28Z
acht_sim_meri_1x31exqvaq2	ach outgoing DEBIT	$561.85	SETTLED	0	clear	383	2026-08-03 01:15Z
acht_sim_meri_6mkol4goamp	ach outgoing DEBIT	$807.99	SETTLED	0	clear	345	2026-07-31 05:08Z
acht_sim_meri_55t7pwr1aky	ach outgoing DEBIT	$330.39	SETTLED	10	clear	319	2026-07-29 03:01Z
acht_sim_meri_86liy2ppak2	ach outgoing CREDIT	$292.64	SETTLED	0	clear	311	2026-07-28 22:06Z
acht_sim_meri_a90o3s8baij	ach outgoing DEBIT	$1,113.83	SETTLED	0	clear	287	2026-07-27 20:02Z
acht_sim_meri_27v4w5pragu	ach outgoing DEBIT	$1,013.28	SETTLED	15	clear	284	2026-07-27 02:37Z
acht_sim_meri_68yx8486ahd	ach outgoing CREDIT	$632.58	SETTLED	0	clear	269	2026-07-26 20:33Z
acht_sim_meri_7rbgyoj2adx	ach outgoing DEBIT	$811.53	SETTLED	15	clear	250	2026-07-25 04:38Z
acht_sim_meri_48vngmajae0	ach outgoing DEBIT	$725.72	SETTLED	0	clear	249	2026-07-25 04:06Z
acht_sim_meri_1qnil9z9adu	ach outgoing CREDIT	$479.36	SETTLED	10	clear	234	2026-07-24 00:56Z
acht_sim_meri_5tx36v05abz	ach outgoing DEBIT	$818.26	SETTLED	0	clear	214	2026-07-22 23:05Z
acht_sim_meri_3g49hdwea98	ach outgoing CREDIT	$520.22	SETTLED	0	clear	188	2026-07-21 03:16Z
acht_sim_meri_e8bqt36a8w	ach outgoing CREDIT	$1,254.47	SETTLED	0	clear	187	2026-07-21 02:48Z
acht_sim_meri_th46hp4a9b	ach outgoing CREDIT	$345.39	SETTLED	0	clear	183	2026-07-21 01:39Z
wire_sim_meri_5dqmjzn0a9z	wire outgoing	$5,130.60	COMPLETED	10	clear	166	2026-07-21 01:00Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $868.17 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open

Elm Partners 24