Transfer · ach outgoing

$1,058.99 USD

Id: acht_sim_meri_1pb0ty1oabs
Status: HOLD
Type: DEBIT
Entity: enti_sim_meri_he68oz39my
Account: bacc_sim_meri_287tbbye9n1
Counterparty: cpty_sim_meri_ako688sv9pv
SEC code: WEB
Return code: —
Created: 2026-07-22 22:33Z
Effective: 2026-07-23 22:33Z

Transaction Risk Skoor

Skoor

5n=197

Band

clear

Confidence

0.81

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 8,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 1,
    "priorReturns": 0,
    "priorTransfers": 8,
    "screeningAgeDays": 27,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "135663",
  "hardSignal": false,
  "amountCents": "105899",
  "medianCents": "64755",
  "programN90d": 197,
  "counterparty": {
    "n": 9,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.536Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

35n=20 review

Counterparty Risk Skoor

10n=23 clear

Alerts on this transfer

No alerts.