Entity · BUSINESS

Cedar Services 22

Id: enti_sim_meri_he68oz39my
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-30 07:16Z
Country: US
Expected rails: ach, wire, swift

Entity Risk Skoor Report →

Skoor

35n=20

Band

review

Confidence

0.64

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-HIS-01 A tenth or more of the entity's scored transfers landed in the hold band.	`entity.hold_share`	+25		11% of scored transfers in the hold band
2	ERS-VEL-01 The entity's volume in the last 30 days is more than twice its prior monthly volume.	`entity.velocity`	+10		last 30 days 6.3× its prior monthly volume

Signals

Signal	Weight	Hard	Detail
entity.hold_share	+25		11% of scored transfers in the hold band
entity.velocity	+10		last 30 days 6.3× its prior monthly volume

Inputs

{
  "n": 20,
  "alerts": {
    "opened": 1,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 19,
  "holdShare": 0.10526315789473684,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.05263157894736842,
  "velocityRatio": 6.345776066028282,
  "confidenceDecay": 1,
  "screeningAgeDays": 18,
  "observationAgeDays": 9,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 15
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	35	review	20	0.64	ers-v1
2026-09-17 19:31Z	0	clear	14	0.56	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 6 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.hold_share	25		A tenth or more of the entity's scored transfers landed in the hold band.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_5c46g14lcd6	ach outgoing CREDIT	$403.10	SUBMITTED	0	clear	1069	2026-09-16 23:11Z
swft_sim_meri_wlsy8bycfa	intl_wire outgoing	$18,500.00	INITIATED	95	hold	928	2026-09-08 14:00Z
acht_sim_meri_bezsv53hby3	ach outgoing CREDIT	$819.02	SETTLED	0	clear	882	2026-09-04 20:17Z
swft_sim_meri_4gxureabcfb	intl_wire outgoing	$18,500.00	INITIATED	95	hold	818	2026-09-01 14:00Z
acht_sim_meri_5v1b6y7wbr2	ach outgoing DEBIT	$916.81	SETTLED	0	clear	800	2026-08-30 21:20Z
acht_sim_meri_5e1symwhben	ach outgoing DEBIT	$496.91	SETTLED	0	clear	667	2026-08-22 01:49Z
acht_sim_meri_cisctvcdbaf	ach outgoing DEBIT	$409.45	SETTLED	15	clear	612	2026-08-18 23:52Z
acht_sim_meri_app6i4p8b4x	ach outgoing CREDIT	$1,128.26	SETTLED	40	review	542	2026-08-13 22:01Z
acht_sim_meri_bfg84yrcas9	ach outgoing CREDIT	$933.68	SETTLED	0	clear	396	2026-08-03 20:45Z
acht_sim_meri_61bxbz5naob	ach outgoing CREDIT	$946.03	SETTLED	0	clear	352	2026-08-01 02:59Z
acht_sim_meri_7f5p1v9ian7	ach outgoing CREDIT	$1,254.73	SETTLED	0	clear	346	2026-07-31 05:24Z
acht_sim_meri_9u3udb0kadl	ach outgoing DEBIT	$1,176.07	SETTLED	15	clear	235	2026-07-24 01:22Z
acht_sim_meri_1pb0ty1oabs	ach outgoing DEBIT	$1,058.99	HOLD	5	clear	197	2026-07-22 22:33Z
acht_sim_meri_4rpyk5slaag	ach outgoing CREDIT	$1,417.39	SETTLED	0	clear	196	2026-07-21 22:32Z
acht_sim_meri_4q0oigwtaav	ach outgoing CREDIT	$604.07	SETTLED	0	clear	195	2026-07-21 21:29Z
acht_sim_meri_5fx0yuava7e	ach outgoing CREDIT	$464.30	SETTLED	0	clear	161	2026-07-19 22:38Z
acht_sim_meri_11ozftn0a4p	ach outgoing CREDIT	$624.13	COMPLETED	0	clear	145	2026-07-18 05:44Z
acht_sim_meri_8pmar3749vf	ach outgoing CREDIT	$772.97	COMPLETED	0	clear	56	2026-07-13 01:59Z
acht_sim_meri_15llwdn29v1	ach outgoing CREDIT	$351.39	COMPLETED	10	clear	44	2026-07-12 04:48Z
acht_sim_meri_cpw5x5hv9ut	ach outgoing DEBIT	$1,209.82	COMPLETED	0	clear	35	2026-07-12 01:38Z
acht_sim_meri_7ehymkt29so	ach outgoing CREDIT	$552.22	COMPLETED	null	unscored	17	2026-07-10 23:17Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,128.26 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open