Transfer · ach outgoing

$800.98 USD

Id: acht_sim_harb_nodic646b8
Status: HOLD
Type: DEBIT
Entity: enti_sim_harb_5a42mkx13wn
Account: bacc_sim_harb_38l1r8sx3wq
Counterparty: cpty_sim_harb_1fd2i6t54k3 (AE)
SEC code: WEB
Return code: —
Created: 2026-08-06 20:21Z
Effective: 2026-08-07 20:21Z

Transaction Risk Skoor

Skoor

20n=869

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-GEO-02 The counterparty is in a country the program did not declare.	`geo.outside_declared_countries`	+15		counterparty country AE not declared by the program
2	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
status.hold	+5		transfer is on hold
geo.outside_declared_countries	+15		counterparty country AE not declared by the program

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 34,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "60452",
    "achDebits60d": 17,
    "priorReturns": 1,
    "priorTransfers": 34,
    "screeningAgeDays": 36,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "86241",
  "hardSignal": false,
  "amountCents": "80098",
  "medianCents": "42698",
  "programN90d": 869,
  "counterparty": {
    "n": 7,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:13.959Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": "AE"
}

The actors on this transfer

Entity Risk Skoor

30n=91 review

Counterparty Risk Skoor

100n=20 hold

Alerts on this transfer

No alerts.