Counterparty

Receiver 37

Id: cpty_sim_harb_1fd2i6t54k3
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: AE
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 15

Counterparty Risk Skoor Report →

Skoor

100n=20

Band

hold

Confidence

0.38

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 2 unauthorized return(s)
2	CRS-HIS-01 A tenth or more of the transfers with this counterparty landed in the hold band.	`counterparty.hold_share`	+25	10% of scored transfers in the hold band
3	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 2/20 above the network threshold

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 2 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 2/20 above the network threshold
counterparty.return_rate	+15	return rate 3/20
counterparty.hold_share	+25	10% of scored transfers in the hold band
counterparty.review_share	+10	30% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 20,
  "returns": {
    "any": 3,
    "unauthorized": 2
  },
  "scoredN": 20,
  "holdShare": 0.1,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": "AE",
  "reviewShare": 0.3,
  "concentration": 0.0011550846739863698,
  "confidenceDecay": 1,
  "distinctEntities": 15,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 2,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	100	hold	20	0.38	crs-v1
2026-09-17 19:31Z	10	clear	15	0.31	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 31 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_52c7gytl9bm	ach outgoing CREDIT	$530.17	SETTLED	55	review	2185	2026-09-14 21:30Z
acht_sim_harb_5ohwtxo498s	ach outgoing CREDIT	$830.73	SETTLED	55	review	2159	2026-09-13 23:07Z
acht_sim_harb_1f79291b9b2	ach outgoing CREDIT	$265.08	SETTLED	70	hold	2148	2026-09-13 21:05Z
acht_sim_harb_1vg1ke848gc	ach outgoing CREDIT	$284.88	SETTLED	30	review	1821	2026-09-04 02:08Z
acht_sim_harb_14rhk4258bk	ach outgoing CREDIT	$504.03	RETURNED	70	hold	1743	2026-09-01 23:15Z
acht_sim_harb_18aa7vbi7ks	ach outgoing CREDIT	$458.87	SETTLED	15	clear	1461	2026-08-23 04:16Z
acht_sim_harb_3kc564e27jr	ach outgoing CREDIT	$189.76	SETTLED	15	clear	1458	2026-08-23 03:49Z
acht_sim_harb_2zfx27we74q	ach outgoing CREDIT	$205.20	RETURNED	65	review	1248	2026-08-18 01:33Z
acht_sim_harb_30nvbikh764	ach outgoing DEBIT	$225.41	RETURNED	30	review	1239	2026-08-17 22:55Z
acht_sim_harb_ldjx8np71x	ach outgoing CREDIT	$376.43	SETTLED	15	clear	1229	2026-08-17 03:47Z
acht_sim_harb_8jaf64ol6zq	ach outgoing DEBIT	$373.59	SETTLED	30	review	1216	2026-08-17 01:32Z
acht_sim_harb_6x5hhfmp6jw	ach outgoing CREDIT	$279.19	SETTLED	30	review	1023	2026-08-11 01:42Z
acht_sim_harb_nodic646b8	ach outgoing DEBIT	$800.98	HOLD	20	clear	869	2026-08-06 20:21Z
acht_sim_harb_c770mmq8583	ach outgoing DEBIT	$871.23	SETTLED	15	clear	462	2026-07-24 03:42Z
acht_sim_harb_2mg4vno955p	ach outgoing DEBIT	$209.76	SETTLED	15	clear	432	2026-07-23 20:16Z
acht_sim_harb_8ftxyeem4tj	ach outgoing CREDIT	$196.06	SETTLED	15	clear	287	2026-07-19 03:43Z
acht_sim_harb_886b8mv04rd	ach outgoing CREDIT	$196.33	SETTLED	15	clear	282	2026-07-19 01:43Z
acht_sim_harb_awn6g7c24s7	ach outgoing DEBIT	$421.66	SETTLED	15	clear	276	2026-07-18 23:18Z
acht_sim_harb_5dtt2mzc4mq	ach outgoing DEBIT	$250.09	COMPLETED	15	clear	216	2026-07-16 21:32Z
acht_sim_harb_aw7s8l1w4k3	ach outgoing DEBIT	$196.33	COMPLETED	25	clear	201	2026-07-16 02:43Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	counterparty_hold	Counterparty Receiver 37 entered the hold band (Skoor 100, n=20): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.hold_share, counterparty.review_share, counterparty.new.	high	100 hold	reviewed	held