Transfer · ach outgoing

$465.81 USD

Id: acht_sim_harb_ckay5tr27al
Status: MANUAL_REVIEW
Type: CREDIT
Entity: enti_sim_harb_7n4e3h7n3xe
Account: bacc_sim_harb_cqimepwu3xh
Counterparty: cpty_sim_harb_76ezd3pu3xi
SEC code: PPD
Return code: —
Created: 2026-08-20 04:26Z
Effective: 2026-08-21 04:26Z

Transaction Risk Skoor

Skoor

15n=1320

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 48,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "25675",
    "achDebits60d": 28,
    "priorReturns": 2,
    "priorTransfers": 63,
    "screeningAgeDays": 52,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "84927",
  "hardSignal": false,
  "amountCents": "46581",
  "medianCents": "41924",
  "programN90d": 1320,
  "counterparty": {
    "n": 15,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:07.123Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=105 review

Agent Risk Skoor (entity)

65n=105 review

Counterparty Risk Skoor

10n=24 clear

Alerts on this transfer

No alerts.