Transfer · ach outgoing

$363.68 USD

Id: acht_sim_harb_9ppjfc5j42f
Status: COMPLETED
Type: DEBIT
Entity: enti_sim_harb_skonrvy3x6
Account: bacc_sim_harb_890v91ch3x9
Counterparty: cpty_sim_harb_awg4ualb3xi
SEC code: WEB
Return code: —
Created: 2026-07-10 20:23Z
Effective: 2026-07-11 20:23Z

Transaction Risk Skoor

Skoor

nulln=26

Band

unscored

Confidence

null

Version

trs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-03 Screening marked the entity as high risk.	`entity.high_risk`	+20		entity marked high risk by screening
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
entity.high_risk	+20		entity marked high risk by screening
counterparty.first_time	+10		first transfer with this counterparty

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 1,
    "pepStatus": "no",
    "isHighRisk": true,
    "sum24hCents": "44570",
    "achDebits60d": 0,
    "priorReturns": 0,
    "priorTransfers": 1,
    "screeningAgeDays": -48,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "84260",
  "hardSignal": false,
  "amountCents": "36368",
  "medianCents": "47244",
  "programN90d": 26,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.948Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

75n=38 hold

Counterparty Risk Skoor

10n=29 clear

Alerts on this transfer

No alerts.