Transfer · ach outgoing

$705.97 USD

Id: acht_sim_harb_5s73lvh26m0
Status: RETURNED
Type: DEBIT
Entity: enti_sim_harb_azbiyidj3x2
Account: bacc_sim_harb_9m4fbgut3x5
Counterparty: cpty_sim_harb_27gwzr6k4hg
SEC code: WEB
Return code: R29
Created: 2026-08-11 04:35Z
Effective: 2026-08-12 04:35Z

Transaction Risk Skoor

Skoor

55n=1042

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-01 The counterparty has drawn an unauthorized return before.	`returns.counterparty_prior_unauthorized`	+40		1 prior unauthorized return(s)
2	TRS-ENT-05 The entity has a potential PEP match that has not been resolved.	`entity.pep_potential`	+15		potential PEP match

Signals

Signal	Weight	Hard	Detail
entity.pep_potential	+15		potential PEP match
returns.counterparty_prior_unauthorized	+40		1 prior unauthorized return(s)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 3,
    "count30d": 50,
    "pepStatus": "potential",
    "isHighRisk": false,
    "sum24hCents": "84664",
    "achDebits60d": 23,
    "priorReturns": 1,
    "priorTransfers": 54,
    "screeningAgeDays": -6,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "RETURNED",
  "p95Cents": "85026",
  "hardSignal": false,
  "amountCents": "70597",
  "medianCents": "42411",
  "programN90d": 1042,
  "counterparty": {
    "n": 12,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:11.014Z",
    "isFirstTime": false,
    "priorReturns": 1,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 1
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

60n=106 review

Counterparty Risk Skoor

90n=21 hold

Alerts on this transfer

No alerts.