Counterparty

Receiver 35

Id: cpty_sim_harb_27gwzr6k4hg
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 16

Counterparty Risk Skoor Report →

Skoor

90n=21

Band

hold

Confidence

0.39

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 2 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 2/21 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 2/21

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 2 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 2/21 above the network threshold
counterparty.return_rate	+15	return rate 2/21
counterparty.review_share	+10	43% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 21,
  "returns": {
    "any": 2,
    "unauthorized": 2
  },
  "scoredN": 21,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.42857142857142855,
  "concentration": 0.0014280260873340226,
  "confidenceDecay": 1,
  "distinctEntities": 16,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 5,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	21	0.39	crs-v1
2026-09-17 19:31Z	80	hold	17	0.34	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_253holxp93x	ach outgoing CREDIT	$602.44	SETTLED	55	review	2073	2026-09-11 21:28Z
acht_sim_harb_x17u1xl900	ach outgoing DEBIT	$488.15	SETTLED	40	review	2044	2026-09-10 22:51Z
acht_sim_harb_1n73ur078t0	ach outgoing CREDIT	$620.16	SETTLED	55	review	1944	2026-09-07 20:37Z
acht_sim_harb_4vxfbl727n3	ach outgoing DEBIT	$476.02	SETTLED	40	review	1471	2026-08-24 00:56Z
acht_sim_harb_9ingiqa7am	ach outgoing CREDIT	$216.00	SETTLED	40	review	1327	2026-08-20 02:07Z
acht_sim_harb_caov7b1m6vt	ach outgoing DEBIT	$347.46	SETTLED	40	review	1159	2026-08-15 05:04Z
acht_sim_harb_bviq3on06td	ach outgoing CREDIT	$295.76	SETTLED	40	review	1106	2026-08-13 21:48Z
acht_sim_harb_9udqonqt6oh	ach outgoing CREDIT	$619.00	SETTLED	55	review	1075	2026-08-12 04:18Z
acht_sim_harb_5s73lvh26m0	ach outgoing DEBIT	$705.97	RETURNED	55	review	1042	2026-08-11 04:35Z
acht_sim_harb_2dt10ryx6e8	ach outgoing CREDIT	$335.49	SETTLED	0	clear	929	2026-08-07 23:32Z
acht_sim_harb_8vrz9glw66y	ach outgoing CREDIT	$375.90	SETTLED	0	clear	880	2026-08-06 03:35Z
acht_sim_harb_9yp4knnj5wu	ach outgoing DEBIT	$460.49	SETTLED	0	clear	739	2026-08-02 02:08Z
acht_sim_harb_7ookzeei5re	ach outgoing CREDIT	$325.20	RETURNED	0	clear	697	2026-07-31 05:02Z
acht_sim_harb_806kzg845qz	ach outgoing DEBIT	$846.41	SETTLED	0	clear	680	2026-07-30 23:28Z
acht_sim_harb_7wd36guh5g0	ach outgoing CREDIT	$750.63	SETTLED	0	clear	539	2026-07-27 00:30Z
acht_sim_harb_aciapdta5by	ach outgoing CREDIT	$221.66	SETTLED	0	clear	496	2026-07-25 20:20Z
acht_sim_harb_44u5phds4yj	ach outgoing DEBIT	$315.39	SETTLED	15	clear	358	2026-07-21 03:57Z
acht_sim_harb_7ultk8mb4xc	ach outgoing DEBIT	$316.03	SETTLED	0	clear	343	2026-07-20 23:39Z
acht_sim_harb_6a661yxu4xf	ach outgoing CREDIT	$415.67	SETTLED	0	clear	333	2026-07-20 20:45Z
acht_sim_harb_9mxuzqxm4uk	ach outgoing CREDIT	$217.13	SETTLED	0	clear	320	2026-07-20 01:19Z
acht_sim_harb_ealnr8k4hg	ach outgoing CREDIT	$526.21	COMPLETED	10	clear	153	2026-07-14 20:36Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 35 entered the hold band (Skoor 80, n=17): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.new.	high	80 hold	reviewed	held