Transfer · ach outgoing

$512.92 USD

Id: acht_sim_harb_5jzgxv5s6vw
Status: HOLD
Type: DEBIT
Entity: enti_sim_harb_aerv080h3uk
Account: bacc_sim_harb_4y79ap1e3un
Counterparty: cpty_sim_harb_36alfrjq6vw
SEC code: WEB
Return code: —
Created: 2026-08-15 03:32Z
Effective: 2026-08-16 03:32Z

Transaction Risk Skoor

Skoor

15n=1141

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty
2	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 32,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "92362",
    "achDebits60d": 19,
    "priorReturns": 1,
    "priorTransfers": 40,
    "screeningAgeDays": 42,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "84944",
  "hardSignal": false,
  "amountCents": "51292",
  "medianCents": "42562",
  "programN90d": 1141,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:31:05.079Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

15n=72 clear

Counterparty Risk Skoor

10n=3 clear

Alerts on this transfer

No alerts.