Entity · PERSON

Cedar Services 12

Id: enti_sim_harb_aerv080h3uk
Program: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-01 22:10Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

15n=72

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-02 The entity's return rate is above five percent.	`entity.return_rate`	+15		return rate 4/72

Signals

Signal	Weight	Hard	Detail
entity.return_rate	+15		return rate 4/72

Inputs

{
  "n": 72,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 4,
    "unauthorized": 0
  },
  "scoredN": 71,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.04225352112676056,
  "velocityRatio": 1.0483713237176149,
  "confidenceDecay": 1,
  "screeningAgeDays": 15,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 44
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	15	clear	72	1.00	ers-v1
2026-09-17 19:31Z	0	clear	39	0.84	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_3erckaq39jd	ach outgoing CREDIT	$753.60	SUBMITTED	0	clear	2249	2026-09-17 01:35Z
acht_sim_harb_b22w9noe9is	ach outgoing CREDIT	$664.64	SUBMITTED	0	clear	2230	2026-09-16 21:05Z
acht_sim_harb_arw1s3me9es	ach outgoing DEBIT	$573.63	SETTLED	0	clear	2232	2026-09-15 23:30Z
acht_sim_harb_8iyb7mi19cg	ach outgoing DEBIT	$426.90	SETTLED	0	clear	2207	2026-09-15 02:09Z
acht_sim_harb_5ohwtxo498s	ach outgoing CREDIT	$830.73	SETTLED	55	review	2159	2026-09-13 23:07Z
acht_sim_harb_6n8vu9jn97n	ach outgoing CREDIT	$301.81	SETTLED	0	clear	2143	2026-09-13 04:20Z
acht_sim_harb_mz37i6892o	ach outgoing CREDIT	$273.65	SETTLED	15	clear	2104	2026-09-12 05:05Z
acht_sim_harb_6uuk0i1z8y5	ach outgoing CREDIT	$898.30	SETTLED	0	clear	2031	2026-09-10 02:43Z
acht_sim_harb_8pe813iu8x5	ach outgoing DEBIT	$228.52	SETTLED	0	clear	2017	2026-09-09 23:00Z
acht_sim_harb_1pci5kqd8uo	ach outgoing CREDIT	$759.86	RETURNED	0	clear	2009	2026-09-09 05:42Z
acht_sim_harb_assl3e048pj	ach outgoing DEBIT	$333.45	SETTLED	15	clear	1922	2026-09-07 01:35Z
acht_sim_harb_4oz0frud8ms	ach outgoing DEBIT	$367.33	SETTLED	0	clear	1895	2026-09-06 03:48Z
acht_sim_harb_a406bn5n8i6	ach outgoing CREDIT	$292.65	SETTLED	0	clear	1808	2026-09-03 21:58Z
acht_sim_harb_anxp2zm8c0	ach outgoing DEBIT	$770.89	RETURNED	40	review	1743	2026-09-01 23:33Z
rttr_sim_harb_24oyuanf8d1	realtime outgoing	$780.66	COMPLETED	10	clear	1721	2026-09-01 23:00Z
acht_sim_harb_8v3q4usj89e	ach outgoing CREDIT	$492.31	SETTLED	40	review	1732	2026-09-01 02:53Z
acht_sim_harb_67cb20w387z	ach outgoing CREDIT	$386.20	SETTLED	15	clear	1728	2026-09-01 01:56Z
rttr_sim_harb_cbhqo84a87r	realtime outgoing	$589.04	COMPLETED	0	clear	1660	2026-08-30 23:00Z
acht_sim_harb_5ifpnndt856	ach outgoing DEBIT	$200.27	SETTLED	15	clear	1684	2026-08-30 21:43Z
acht_sim_harb_33lwkm197zt	ach outgoing CREDIT	$784.38	SETTLED	0	clear	1613	2026-08-28 04:03Z
acht_sim_harb_a9waj6qw7zq	ach outgoing CREDIT	$337.29	SETTLED	10	clear	1598	2026-08-27 23:58Z
acht_sim_harb_krnqhke7vi	ach outgoing DEBIT	$241.19	RETURNED	0	clear	1570	2026-08-26 23:35Z
acht_sim_harb_4gquo3uj7pp	ach outgoing DEBIT	$280.12	SETTLED	0	clear	1530	2026-08-25 05:30Z
acht_sim_harb_3czqmnl37s1	ach outgoing CREDIT	$687.41	SETTLED	0	clear	1523	2026-08-25 02:35Z
acht_sim_harb_4vxfbl727n3	ach outgoing DEBIT	$476.02	SETTLED	40	review	1471	2026-08-24 00:56Z
acht_sim_harb_9bt0mfnv7nf	ach outgoing DEBIT	$218.94	SETTLED	0	clear	1468	2026-08-23 20:22Z
acht_sim_harb_bfjxfpvy7km	ach outgoing CREDIT	$579.66	SETTLED	15	clear	1453	2026-08-23 01:50Z
rttr_sim_harb_5lchx8ig7fm	realtime outgoing	$868.16	COMPLETED	0	clear	1335	2026-08-20 23:00Z
acht_sim_harb_9otay8v17dx	ach outgoing CREDIT	$232.44	SETTLED	0	clear	1358	2026-08-20 21:11Z
acht_sim_harb_1rxdlrlf7a0	ach outgoing CREDIT	$799.37	SETTLED	0	clear	1348	2026-08-20 05:19Z
acht_sim_harb_701zw6ve72t	ach outgoing DEBIT	$301.43	SETTLED	0	clear	1244	2026-08-17 22:51Z
acht_sim_harb_1qp4yops748	ach outgoing DEBIT	$593.44	SETTLED	0	clear	1237	2026-08-17 21:30Z
acht_sim_harb_7qlftmyp6zu	ach outgoing DEBIT	$339.82	SETTLED	0	clear	1217	2026-08-17 00:18Z
acht_sim_harb_7mzfutey6x6	ach outgoing CREDIT	$360.31	SETTLED	0	clear	1189	2026-08-16 04:46Z
acht_sim_harb_3r53x8946wo	ach outgoing DEBIT	$769.12	SETTLED	0	clear	1174	2026-08-16 00:46Z
acht_sim_harb_527gcxij6vq	ach outgoing CREDIT	$241.72	SETTLED	0	clear	1162	2026-08-15 05:54Z
acht_sim_harb_4uf8t9gz6v2	ach outgoing CREDIT	$594.70	SETTLED	0	clear	1161	2026-08-15 05:42Z
acht_sim_harb_5jzgxv5s6vw	ach outgoing DEBIT	$512.92	HOLD	15	clear	1141	2026-08-15 03:32Z
acht_sim_harb_4dn48gm06wj	ach outgoing CREDIT	$923.62	SETTLED	15	clear	1147	2026-08-14 23:24Z
acht_sim_harb_8pzbl2c06px	ach outgoing CREDIT	$442.50	SETTLED	15	clear	1089	2026-08-13 00:13Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 55 (review band) on a $830.73 ach transfer: returns.counterparty_prior_unauthorized, geo.outside_declared_countries.	medium	55 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $770.89 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $476.02 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open