Transfer · ach outgoing

$233.62 USD

Id: acht_sim_harb_56ntaqxo5fn
Status: RETURNED
Type: CREDIT
Entity: enti_sim_harb_yhmcztb3vc
Account: bacc_sim_harb_9i2ts193vf
Counterparty: cpty_sim_harb_34p564d75fn
SEC code: PPD
Return code: R02
Created: 2026-07-27 04:09Z
Effective: 2026-07-28 04:09Z

Transaction Risk Skoor

Skoor

10n=551

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 26,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "104026",
    "achDebits60d": 13,
    "priorReturns": 0,
    "priorTransfers": 26,
    "screeningAgeDays": 20,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "RETURNED",
  "p95Cents": "84420",
  "hardSignal": false,
  "amountCents": "23362",
  "medianCents": "42933",
  "programN90d": 551,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:32.370Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

40n=115 review

Counterparty Risk Skoor

25n=7 clear

Alerts on this transfer

No alerts.