Entity · BUSINESS

Juniper LLC 19

Id: enti_sim_harb_yhmcztb3vc
Program: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-03 18:25Z
Country: US
Expected rails: ach, realtime

Entity Risk Skoor Report →

Skoor

40n=115

Band

review

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-01 The entity's transfers have drawn unauthorized returns.	`entity.unauthorized_returns`	+30		2 unauthorized return(s) against it
2	ERS-VEL-01 The entity's volume in the last 30 days is more than twice its prior monthly volume.	`entity.velocity`	+10		last 30 days 2.0× its prior monthly volume

Signals

Signal	Weight	Hard	Detail
entity.unauthorized_returns	+30		2 unauthorized return(s) against it
entity.velocity	+10		last 30 days 2.0× its prior monthly volume

Inputs

{
  "n": 115,
  "alerts": {
    "opened": 15,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 4,
    "unauthorized": 2
  },
  "scoredN": 111,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.12612612612612611,
  "velocityRatio": 2.0424962533274273,
  "confidenceDecay": 1,
  "screeningAgeDays": 14,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 72
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	40	review	115	1.00	ers-v1
2026-09-17 19:31Z	30	review	51	0.97	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 11 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.unauthorized_returns	30		The entity's transfers have drawn unauthorized returns.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_8o2iycwn9fa	ach outgoing CREDIT	$190.78	SETTLED	15	clear	2251	2026-09-16 04:37Z
acht_sim_harb_9qm9q8ak9gd	ach outgoing CREDIT	$607.71	SETTLED	55	review	2231	2026-09-15 23:16Z
acht_sim_harb_429r5ktf9de	ach outgoing DEBIT	$321.57	SETTLED	15	clear	2217	2026-09-15 04:13Z
rttr_sim_harb_1bx965819ek	realtime outgoing	$243.57	COMPLETED	15	clear	2165	2026-09-14 23:00Z
acht_sim_harb_am83i9v49bp	ach outgoing DEBIT	$884.98	SETTLED	15	clear	2191	2026-09-14 21:51Z
acht_sim_harb_8lesp1459eb	ach outgoing CREDIT	$202.75	SETTLED	15	clear	2186	2026-09-14 21:16Z
acht_sim_harb_52c8jxjz99j	ach outgoing DEBIT	$206.77	SETTLED	15	clear	2180	2026-09-14 05:34Z
acht_sim_harb_vijrvy5991	ach outgoing CREDIT	$774.94	SETTLED	25	clear	2151	2026-09-13 21:13Z
acht_sim_harb_1f79291b9b2	ach outgoing CREDIT	$265.08	SETTLED	70	hold	2148	2026-09-13 21:05Z
acht_sim_harb_ksxj0rn95q	ach outgoing CREDIT	$464.40	SETTLED	15	clear	2118	2026-09-12 21:36Z
acht_sim_harb_2vey745u95t	ach outgoing CREDIT	$649.04	SETTLED	15	clear	2117	2026-09-12 21:10Z
acht_sim_harb_b12x4xdi929	ach outgoing DEBIT	$276.26	SETTLED	15	clear	2099	2026-09-12 03:51Z
acht_sim_harb_700lb58i92x	ach outgoing DEBIT	$355.74	SETTLED	15	clear	2097	2026-09-12 03:23Z
acht_sim_harb_8kh6sejl8zf	ach outgoing CREDIT	$225.39	SETTLED	15	clear	2067	2026-09-11 05:55Z
acht_sim_harb_2w0e6lk491l	ach outgoing DEBIT	$608.41	RETURNED	15	clear	2051	2026-09-10 23:38Z
acht_sim_harb_6s2z66e691f	ach outgoing CREDIT	$542.94	SETTLED	55	review	2038	2026-09-10 20:16Z
acht_sim_harb_2yp9qb2t8vs	ach outgoing DEBIT	$471.20	SETTLED	15	clear	2005	2026-09-09 02:59Z
acht_sim_harb_2bpj9q1m8uv	ach outgoing CREDIT	$817.23	SETTLED	65	review	1982	2026-09-08 20:05Z
acht_sim_harb_2zactisi8so	ach outgoing CREDIT	$248.54	SETTLED	15	clear	1984	2026-09-08 05:44Z
acht_sim_harb_90w3r1nj8tf	ach outgoing CREDIT	$376.50	SETTLED	55	review	1973	2026-09-08 03:53Z
acht_sim_harb_2f83xcnw8ug	ach outgoing CREDIT	$302.19	SETTLED	25	clear	1976	2026-09-08 02:51Z
acht_sim_harb_2dw1c0yd8tx	ach outgoing CREDIT	$452.90	SETTLED	25	clear	1969	2026-09-08 00:46Z
acht_sim_harb_3ogi83gi8tc	ach outgoing DEBIT	$826.25	SETTLED	55	review	1960	2026-09-08 00:09Z
acht_sim_harb_2wryuht18tr	ach outgoing CREDIT	$811.92	SETTLED	25	clear	1964	2026-09-07 23:02Z
acht_sim_harb_afzadqhq8q4	ach outgoing DEBIT	$229.84	SETTLED	55	review	1925	2026-09-07 04:49Z
acht_sim_harb_9q09jg888rb	ach outgoing CREDIT	$658.66	SETTLED	55	review	1913	2026-09-07 00:40Z
acht_sim_harb_8gi39dx98ja	ach outgoing DEBIT	$741.16	SETTLED	15	clear	1869	2026-09-05 05:24Z
acht_sim_harb_7tju4wgo8lw	ach outgoing DEBIT	$478.38	SETTLED	15	clear	1860	2026-09-05 03:15Z
acht_sim_harb_buwja6bj8jj	ach outgoing CREDIT	$477.32	SETTLED	15	clear	1856	2026-09-05 02:06Z
acht_sim_harb_575oyx6e8l4	ach outgoing CREDIT	$634.38	SETTLED	15	clear	1845	2026-09-04 22:42Z
acht_sim_harb_7mudm62y8k1	ach outgoing CREDIT	$247.54	RETURNED	30	review	1834	2026-09-04 20:35Z
acht_sim_harb_brudplr68il	ach outgoing CREDIT	$756.43	SETTLED	15	clear	1820	2026-09-04 02:01Z
acht_sim_harb_ynjwzjh8ff	ach outgoing CREDIT	$458.76	SETTLED	15	clear	1803	2026-09-03 05:15Z
acht_sim_harb_4hq5xmvy8eu	ach outgoing CREDIT	$314.09	SETTLED	15	clear	1790	2026-09-03 01:15Z
acht_sim_harb_24qgkvxq8bb	ach outgoing DEBIT	$499.16	SETTLED	15	clear	1767	2026-09-02 05:53Z
acht_sim_harb_bj5h7llj8be	ach outgoing CREDIT	$495.66	SETTLED	15	clear	1745	2026-09-01 22:18Z
acht_sim_harb_9fl47une8ak	ach outgoing CREDIT	$882.11	SETTLED	30	review	1737	2026-09-01 21:39Z
acht_sim_harb_1vrvdkj48cs	ach outgoing CREDIT	$446.04	SETTLED	30	review	1729	2026-09-01 20:19Z
acht_sim_harb_amz7gw8789o	ach outgoing CREDIT	$209.45	SETTLED	15	clear	1720	2026-09-01 00:23Z
acht_sim_harb_c9hxmifg882	ach outgoing DEBIT	$670.10	SETTLED	15	clear	1707	2026-08-31 20:05Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 55 (review band) on a $607.71 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold.	medium	55 review	reviewed	open
2026-09-17 19:32Z	skoor_hold	Transaction Risk Skoor 70 (hold band) on a $265.08 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold, geo.outside_declared_countries.	high	70 hold	reviewed	held
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 55 (review band) on a $542.94 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold.	medium	55 review	reviewed	open
2026-09-17 19:31Z	velocity_spike	Entity velocity spiked: 6 transfers and $3,018.30 in 24 hours.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 55 (review band) on a $376.50 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold.	medium	55 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 30 (review band) on a $826.25 ach transfer: returns.counterparty_prior_any, returns.entity_rate_gt_threshold.	medium	30 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 30 (review band) on a $229.84 ach transfer: returns.counterparty_prior_any, returns.entity_rate_gt_threshold.	medium	30 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 55 (review band) on a $658.66 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold.	medium	55 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 30 (review band) on a $247.54 ach transfer: returns.counterparty_prior_any, returns.entity_rate_gt_threshold.	medium	30 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 30 (review band) on a $882.11 ach transfer: returns.counterparty_prior_any, returns.entity_rate_gt_threshold.	medium	30 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 30 (review band) on a $446.04 ach transfer: returns.counterparty_prior_any, returns.entity_rate_gt_threshold.	medium	30 review	reviewed	open
2026-09-17 19:30Z	burst_then_dormant	The entity made 5 transfers on 2026-07-27 and has been silent for 51 days since.	medium	null unscored	reviewed	open
2026-09-17 19:30Z	burst_then_dormant	The entity made 5 transfers on 2026-07-15 and has been silent for 63 days since.	medium	null unscored	reviewed	open