Transfer · ach outgoing

$307.68 USD

Id: acht_sim_harb_2yvv9yhy57g
Status: RETURNED
Type: DEBIT
Entity: enti_sim_harb_yhmcztb3vc
Account: bacc_sim_harb_9i2ts193vf
Counterparty: cpty_sim_harb_7nn77rms57g (TR)
SEC code: WEB
Return code: R10
Created: 2026-07-24 02:45Z
Effective: 2026-07-25 02:45Z

Transaction Risk Skoor

Skoor

25n=455

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-GEO-02 The counterparty is in a country the program did not declare.	`geo.outside_declared_countries`	+15		counterparty country TR not declared by the program
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
geo.outside_declared_countries	+15		counterparty country TR not declared by the program

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 22,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 10,
    "priorReturns": 0,
    "priorTransfers": 22,
    "screeningAgeDays": 17,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "RETURNED",
  "p95Cents": "83978",
  "hardSignal": false,
  "amountCents": "30768",
  "medianCents": "42872",
  "programN90d": 455,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:27.619Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": "TR"
}

The actors on this transfer

Entity Risk Skoor

40n=115 review

Counterparty Risk Skoor

100n=13 hold

Alerts on this transfer

No alerts.