Transfer · ach outgoing

$273.09 USD

Id: acht_sim_harb_2mmjyy2t4v5
Status: MANUAL_REVIEW
Type: DEBIT
Entity: enti_sim_harb_7f5zjfgz3v0
Account: bacc_sim_harb_5mmmwyts3v3
Counterparty: cpty_sim_harb_9t4r6u2o3xi
SEC code: WEB
Return code: —
Created: 2026-07-19 21:29Z
Effective: 2026-07-20 21:29Z

Transaction Risk Skoor

Skoor

15n=280

Band

clear

Confidence

0.85

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 10,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "31555",
    "achDebits60d": 5,
    "priorReturns": 0,
    "priorTransfers": 10,
    "screeningAgeDays": 18,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "84240",
  "hardSignal": false,
  "amountCents": "27309",
  "medianCents": "43940",
  "programN90d": 280,
  "counterparty": {
    "n": 5,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:06.591Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=88 review

Counterparty Risk Skoor

10n=23 clear

Alerts on this transfer

No alerts.