Transfer · ach outgoing

$235.20 USD

Id: acht_sim_harb_2dv3w4uy8zi
Status: SETTLED
Type: DEBIT
Entity: enti_sim_harb_6z28kno73w0
Account: bacc_sim_harb_3a4wenn13w3
Counterparty: cpty_sim_harb_47kc6pf044k
SEC code: WEB
Return code: —
Created: 2026-09-11 02:58Z
Effective: 2026-09-12 02:58Z

Transaction Risk Skoor

Skoor

15n=2059

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-03 The entity's own return rate is above the network threshold.	`returns.entity_rate_gt_threshold`	+15		entity unauthorized return rate 1/31 originated ACH debits in 60d

Signals

Signal	Weight	Hard	Detail
returns.entity_rate_gt_threshold	+15		entity unauthorized return rate 1/31 originated ACH debits in 60d

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 40,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 31,
    "priorReturns": 5,
    "priorTransfers": 81,
    "screeningAgeDays": 25,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 1
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "85172",
  "hardSignal": false,
  "amountCents": "23520",
  "medianCents": "42409",
  "programN90d": 2059,
  "counterparty": {
    "n": 20,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:06.593Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

45n=88 review

Counterparty Risk Skoor

10n=23 clear

Alerts on this transfer

No alerts.