Counterparty

Receiver 25

Id: cpty_sim_harb_47kc6pf044k
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 12

Counterparty Risk Skoor Report →

Skoor

10n=23

Band

clear

Confidence

0.42

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 23,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 23,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0015805811994466532,
  "confidenceDecay": 1,
  "distinctEntities": 12,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 2,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	23	0.42	crs-v1
2026-09-17 19:31Z	10	clear	14	0.30	crs-v1
2026-09-17 19:30Z	10	clear	4	0.13	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_516vlo829dq	ach outgoing DEBIT	$582.98	SETTLED	0	clear	2183	2026-09-14 20:44Z
acht_sim_harb_1noxmj3k95k	ach outgoing DEBIT	$324.67	SETTLED	0	clear	2136	2026-09-13 00:04Z
acht_sim_harb_2dv3w4uy8zi	ach outgoing DEBIT	$235.20	SETTLED	15	clear	2059	2026-09-11 02:58Z
acht_sim_harb_at61h2vc90i	ach outgoing CREDIT	$259.75	SETTLED	0	clear	2050	2026-09-10 23:13Z
acht_sim_harb_7cjad77w8ld	ach outgoing DEBIT	$375.45	SETTLED	0	clear	1864	2026-09-05 03:41Z
acht_sim_harb_cmovq2uc8c4	ach outgoing DEBIT	$454.84	SETTLED	0	clear	1765	2026-09-02 04:16Z
acht_sim_harb_26x349p188t	ach outgoing DEBIT	$337.79	SETTLED	15	clear	1734	2026-09-01 03:30Z
acht_sim_harb_6b3x2vdz86d	ach outgoing DEBIT	$685.02	SETTLED	0	clear	1700	2026-08-31 05:00Z
acht_sim_harb_9kw4qaqw7yv	ach outgoing DEBIT	$424.55	SETTLED	0	clear	1591	2026-08-27 20:42Z
acht_sim_harb_6t96f0yz7xj	ach outgoing DEBIT	$651.97	SETTLED	0	clear	1562	2026-08-26 20:02Z
acht_sim_harb_tkwrna17v9	ach outgoing CREDIT	$198.93	SETTLED	0	clear	1555	2026-08-26 03:34Z
acht_sim_harb_uvadeqf6tz	ach outgoing CREDIT	$630.50	SETTLED	0	clear	1135	2026-08-14 04:17Z
acht_sim_harb_22qm5f3r65r	ach outgoing CREDIT	$715.19	SETTLED	0	clear	833	2026-08-04 21:46Z
acht_sim_harb_k14oyhy5ag	ach outgoing DEBIT	$390.92	SETTLED	0	clear	492	2026-07-25 04:47Z
acht_sim_harb_1350pfon54o	ach outgoing CREDIT	$608.23	SETTLED	0	clear	419	2026-07-23 02:09Z
acht_sim_harb_4op0qdc14wx	ach outgoing DEBIT	$433.11	SETTLED	0	clear	330	2026-07-20 20:12Z
acht_sim_harb_66tynfmi4n2	ach outgoing CREDIT	$428.72	COMPLETED	20	clear	230	2026-07-17 03:26Z
acht_sim_harb_azh3xo6n4gc	ach outgoing CREDIT	$214.23	COMPLETED	0	clear	164	2026-07-15 00:25Z
acht_sim_harb_2x8tuulw4hk	ach outgoing CREDIT	$252.66	COMPLETED	0	clear	158	2026-07-14 22:09Z
acht_sim_harb_7tl0uqlg489	ach outgoing CREDIT	$915.82	COMPLETED	0	clear	96	2026-07-12 23:04Z
acht_sim_harb_549p1d6f44k	ach outgoing CREDIT	$545.78	COMPLETED	0	clear	72	2026-07-12 00:14Z
acht_sim_harb_an0jwc2q44s	ach outgoing CREDIT	$315.78	COMPLETED	0	clear	71	2026-07-11 23:54Z
acht_sim_harb_7aydi42z45h	ach outgoing DEBIT	$507.52	COMPLETED	10	clear	64	2026-07-11 22:47Z

Alerts on this counterparty

No alerts.