Transfer · ach outgoing

$396.70 USD

Id: acht_sim_harb_25s1204m7iq
Status: MANUAL_REVIEW
Type: CREDIT
Entity: enti_sim_harb_3l5glf733w4
Account: bacc_sim_harb_aydeszi63w7
Counterparty: cpty_sim_harb_7nn77rms57g (TR)
SEC code: PPD
Return code: —
Created: 2026-08-22 03:13Z
Effective: 2026-08-23 03:13Z

Transaction Risk Skoor

Skoor

70n=1386

Band

hold

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	TRS-RET-01 The counterparty has drawn an unauthorized return before.	`returns.counterparty_prior_unauthorized`	+40	2 prior unauthorized return(s)
2	TRS-GEO-02 The counterparty is in a country the program did not declare.	`geo.outside_declared_countries`	+15	counterparty country TR not declared by the program
3	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15	transfer is in manual review at the bank

Signals

Signal	Weight	Detail
returns.counterparty_prior_unauthorized	+40	2 prior unauthorized return(s)
status.manual_review	+15	transfer is in manual review at the bank
geo.outside_declared_countries	+15	counterparty country TR not declared by the program

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 29,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 11,
    "priorReturns": 2,
    "priorTransfers": 37,
    "screeningAgeDays": 59,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "84940",
  "hardSignal": false,
  "amountCents": "39670",
  "medianCents": "42198",
  "programN90d": 1386,
  "counterparty": {
    "n": 7,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:27.619Z",
    "isFirstTime": false,
    "priorReturns": 2,
    "priorReturnsExcludingNsf": 2,
    "priorUnauthorizedReturns": 2
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": "TR"
}

The actors on this transfer

Entity Risk Skoor

0n=61 clear

Counterparty Risk Skoor

100n=13 hold

Alerts on this transfer

No alerts.