Entity · PERSON

Entity Risk Skoor Report →

Skoor

0n=61

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 61,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 2,
    "unauthorized": 0
  },
  "scoredN": 61,
  "holdShare": 0.01639344262295082,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.03278688524590164,
  "velocityRatio": 1.6947714530866458,
  "confidenceDecay": 1,
  "screeningAgeDays": 17,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 49
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	61	1.00	ers-v1
2026-09-17 19:31Z	15	clear	32	0.77	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_7fwo1q369id	ach outgoing CREDIT	$218.57	SUBMITTED	0	clear	2249	2026-09-17 01:24Z
acht_sim_harb_8380vhoq9ca	ach outgoing CREDIT	$231.72	SETTLED	0	clear	2214	2026-09-15 02:57Z
acht_sim_harb_8yh8x0jj99a	ach outgoing CREDIT	$206.16	SETTLED	0	clear	2181	2026-09-14 05:42Z
acht_sim_harb_86z356ii99d	ach outgoing CREDIT	$494.96	SETTLED	0	clear	2158	2026-09-13 22:33Z
acht_sim_harb_5vjs59wr96w	ach outgoing CREDIT	$714.92	SETTLED	15	clear	2119	2026-09-12 21:49Z
acht_sim_harb_cqeh0ice94r	ach outgoing DEBIT	$403.97	SETTLED	0	clear	2085	2026-09-11 23:33Z
acht_sim_harb_kiyew4c8wk	ach outgoing CREDIT	$637.93	SETTLED	0	clear	1999	2026-09-09 01:18Z
acht_sim_harb_3twz4ihc8t9	ach outgoing CREDIT	$390.13	SETTLED	0	clear	1966	2026-09-08 00:13Z
acht_sim_harb_4jlfa9tl8rq	ach outgoing DEBIT	$424.09	SETTLED	0	clear	1954	2026-09-07 21:16Z
acht_sim_harb_4o9lfe4k8qm	ach outgoing CREDIT	$468.72	SETTLED	10	clear	1913	2026-09-06 22:51Z
acht_sim_harb_94pw32lh8og	ach outgoing CREDIT	$560.14	SETTLED	15	clear	1898	2026-09-06 05:04Z
acht_sim_harb_aezk6ag8nj	ach outgoing DEBIT	$413.33	SETTLED	0	clear	1882	2026-09-05 23:47Z
acht_sim_harb_62t9wkyk8l7	ach outgoing DEBIT	$473.32	SETTLED	0	clear	1844	2026-09-04 22:40Z
acht_sim_harb_1kzfihss8io	ach outgoing CREDIT	$843.63	SETTLED	0	clear	1836	2026-09-04 05:35Z
acht_sim_harb_b8qi3iot8ef	ach outgoing CREDIT	$403.29	SETTLED	0	clear	1781	2026-09-02 22:54Z
acht_sim_harb_blwkd2zi8bh	ach outgoing CREDIT	$931.42	SETTLED	0	clear	1754	2026-09-02 00:04Z
acht_sim_harb_420hmplo88z	ach outgoing CREDIT	$707.12	SETTLED	0	clear	1711	2026-08-31 21:44Z
acht_sim_harb_5cijkunf853	ach outgoing DEBIT	$264.57	SETTLED	0	clear	1691	2026-08-31 00:01Z
acht_sim_harb_9q7r59hy81h	ach outgoing DEBIT	$293.33	SETTLED	0	clear	1635	2026-08-29 02:41Z
acht_sim_harb_abcbysdk80z	ach outgoing DEBIT	$543.98	SETTLED	0	clear	1622	2026-08-28 20:21Z
acht_sim_harb_82i30ss07u8	ach outgoing DEBIT	$495.80	SETTLED	10	clear	1542	2026-08-25 23:43Z
acht_sim_harb_7b4g0fjf7pm	ach outgoing CREDIT	$232.98	SETTLED	15	clear	1495	2026-08-24 22:37Z
acht_sim_harb_1cjk3z0l7ns	ach outgoing CREDIT	$233.10	SETTLED	15	clear	1479	2026-08-24 01:16Z
acht_sim_harb_9mo5c6wj7jl	ach outgoing CREDIT	$395.88	SETTLED	0	clear	1460	2026-08-23 04:07Z
acht_sim_harb_5ya267g77jc	ach outgoing CREDIT	$464.78	SETTLED	0	clear	1451	2026-08-23 01:22Z
acht_sim_harb_26193je17la	ach outgoing CREDIT	$238.09	SETTLED	0	clear	1431	2026-08-22 21:51Z
acht_sim_harb_89lz8bve7i8	ach outgoing DEBIT	$498.84	SETTLED	0	clear	1416	2026-08-22 04:45Z
acht_sim_harb_25s1204m7iq	ach outgoing CREDIT	$396.70	MANUAL_REVIEW	70	hold	1386	2026-08-22 03:13Z
acht_sim_harb_5fczm71b7cj	ach outgoing CREDIT	$658.14	SETTLED	0	clear	1346	2026-08-20 04:36Z
acht_sim_harb_937onrjk78o	ach outgoing CREDIT	$435.60	SETTLED	0	clear	1300	2026-08-19 02:23Z
acht_sim_harb_6ql9q1hu786	ach outgoing DEBIT	$532.16	SETTLED	0	clear	1293	2026-08-18 23:52Z
acht_sim_harb_c1d14pgp75y	ach outgoing CREDIT	$475.45	SETTLED	0	clear	1257	2026-08-18 01:37Z
acht_sim_harb_1h48as76700	ach outgoing CREDIT	$649.26	SETTLED	0	clear	1195	2026-08-16 20:29Z
acht_sim_harb_6yn8p54q6wd	ach outgoing CREDIT	$261.97	SETTLED	15	clear	1141	2026-08-14 21:35Z
acht_sim_harb_6ymkowyg6w3	ach outgoing DEBIT	$472.21	SETTLED	40	review	1134	2026-08-14 20:34Z
acht_sim_harb_2xw6lu386rx	ach outgoing CREDIT	$800.71	SETTLED	0	clear	1131	2026-08-14 03:05Z
acht_sim_harb_5xaq3j8i6hq	ach outgoing DEBIT	$483.42	SETTLED	0	clear	960	2026-08-08 22:06Z
acht_sim_harb_2hdc31ey69b	ach outgoing CREDIT	$493.83	SETTLED	0	clear	890	2026-08-06 05:39Z
acht_sim_harb_36h6iuvm65l	ach outgoing CREDIT	$468.59	SETTLED	0	clear	858	2026-08-05 04:14Z
acht_sim_harb_cbowm8f064z	ach outgoing CREDIT	$458.96	SETTLED	0	clear	844	2026-08-05 00:34Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $472.21 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open

Elm Partners 116