Entity report · generated 2026-09-18 02:56Z

Denied Origin 2 Entity Risk Skoor report

Current Skoor, its top reasons, its history, when it changed band, which signals appeared or disappeared, and everything decided about this entity. Built from the record; nothing here is estimated. Back to the entity →

Skoor

85n=1

Band

hold

Confidence

0.41

Version

ers-v1

As of

2026-09-17 19:31Z

Top reasons

The three highest-weight signals behind the number, with their stable reason codes. Credits (negative signals) are listed under signals, never as reasons.

#	Reason	Signal	Weight	Hard	Detail
1	ERS-VER-01 Identity verification was denied.	`entity.denied`	+60	yes	verification DENIED
2	ERS-HIS-01 A tenth or more of the entity's scored transfers landed in the hold band.	`entity.hold_share`	+25		100% of scored transfers in the hold band

Band transitions

When	From	To	Skoor	n
2026-09-17 19:31Z	unscored	hold	85	1

Signal trends

Compared with the previous scoring at 2026-09-17 19:30Z.

Appeared: entity.denied (+60), entity.hold_share (+25)
Disappeared: entity.unverified (+25)
Changed weight: none

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:30Z	null	unscored	0	null	ers-v1
2026-09-17 19:31Z	85	hold	1	0.41	ers-v1

Transfers

Window: 90 days
Transfers: 1
Volume: $2,400.00
Returns: 1 · 1 unauthorized
Scored: 1
Hold-band share: 100.0%n=1
Review-band share: 0.0%n=1

Alerts

Opened	Detector	Summary	Route	Status
2026-09-17 19:31Z	rapid_onboarding	The entity's first transfer, $2,400.00, above the program median, came 0.0 hours after verification.	reviewed	held
2026-09-17 19:31Z	skoor_hold	Transaction Risk Skoor 100 (hold band) on a $2,400.00 ach transfer: entity.denied, returns.counterparty_prior_unauthorized, amount.gt_3x_median.	reviewed	held
2026-09-17 19:31Z	denied_entity_activity	A $2,400.00 ach transfer was initiated for an entity whose verification was denied.	reviewed	held
2026-09-17 19:31Z	entity_hold	Entity Denied Origin 2 entered the hold band (Skoor 85, n=1): entity.denied, entity.hold_share.	reviewed	held

Decisions

No decisions.

Signals and inputs

{
  "signals": [
    {
      "code": "entity.denied",
      "hard": true,
      "detail": "verification DENIED",
      "weight": 60
    },
    {
      "code": "entity.hold_share",
      "detail": "100% of scored transfers in the hold band",
      "weight": 25
    }
  ],
  "inputs": {
    "n": 1,
    "alerts": {
      "opened": 0,
      "clearedByPerson": 0,
      "heldOrEscalated": 0
    },
    "reasons": [
      {
        "id": "ERS-VER-01",
        "hard": true,
        "detail": "verification DENIED",
        "signal": "entity.denied",
        "weight": 60,
        "sentence": "Identity verification was denied."
      },
      {
        "id": "ERS-HIS-01",
        "hard": false,
        "detail": "100% of scored transfers in the hold band",
        "signal": "entity.hold_share",
        "weight": 25,
        "sentence": "A tenth or more of the entity's scored transfers landed in the hold band."
      }
    ],
    "returns": {
      "any": 0,
      "unauthorized": 0
    },
    "scoredN": 1,
    "holdShare": 1,
    "pepStatus": "no",
    "hardSignal": true,
    "isHighRisk": false,
    "windowDays": 90,
    "reviewShare": 0,
    "velocityRatio": null,
    "confidenceDecay": 1,
    "screeningAgeDays": 85,
    "observationAgeDays": 20,
    "verificationStatus": "DENIED",
    "distinctCounterparties": 1
  }
}