The entity's first transfer, $2,400.00, above the program median, came 0.0 hours after verification.

What happened. A ach outgoing credit transfer of $2400.00 (acht_sim_meri_6r6oon2pcdx) on program Meridian Remit (simulated) was flagged by detector rapid_onboarding: The entity's first transfer, $2,400.00, above the program median, came 0.0 hours after verification.. What the evidence shows. Transaction Risk Skoor 100 (band hold). Signals: entity.denied (+60, hard), returns.counterparty_prior_unauthorized (+40), amount.gt_3x_median (+10). Entity Denied Origin 2: verification DENIED, PEP no, high risk no, review reasons: sanctions_match. Return code R05 on the transfer. What was checked. Program KRIs as of the latest snapshot: frozen_accounts ok, hold_aging_hours watch, overdraft_events ok, manual_review_rate ok, card_fraud_declines unmeasured, pep_flagged_entities watch, velocity_vs_declared ok, stale_screening_share ok, high_risk_entity_share ok, reserve_coverage_ratio breach, ach_overall_return_rate ok, verification_denial_rate ok, manual_review_aging_hours breach, ach_unauthorized_return_rate breach, sanctioned_country_transfers breach, ach_administrative_return_rate ok, counterparty_concentration_top1 ok. No prior dispositions on this entity or counterparty. What is recommended. Recommended: hold. A person decides; this draft was assembled from the evidence without a model (model output did not match the schema).

{
  "n": 755,
  "band": "hold",
  "skoor": 100,
  "autoHold": true,
  "typology": "rapid_onboarding",
  "confidence": 0.7,
  "thresholds": {
    "hours": 24
  },
  "medianCents": "65979",
  "routeReason": "detector not auto-closable",
  "hoursSinceVerification": 0
}