Entity · BUSINESS

Birch Holdings 013

Id: enti_sim_nort_a5hx06se28
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-04 11:49Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=50

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 50,
  "alerts": {
    "opened": 4,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 48,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.08333333333333333,
  "velocityRatio": 1.4805491179730008,
  "confidenceDecay": 1,
  "screeningAgeDays": 13,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 37
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	50	1.00	ers-v1
2026-09-17 19:31Z	0	clear	24	0.67	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_b7uzlr9s3l6	ach outgoing DEBIT	$2,753.02	SETTLED	15	clear	1425	2026-09-14 03:14Z
acht_sim_nort_74cc85ux3ha	ach outgoing DEBIT	$941.16	SETTLED	10	clear	1362	2026-09-12 02:20Z
acht_sim_nort_53qlsb6i3ey	ach outgoing CREDIT	$3,330.17	SETTLED	40	review	1316	2026-09-09 21:54Z
acht_sim_nort_3j4tspku3ak	ach outgoing CREDIT	$1,158.28	SETTLED	10	clear	1270	2026-09-07 22:06Z
acht_sim_nort_2exq1mg936w	ach outgoing DEBIT	$1,562.56	SETTLED	0	clear	1215	2026-09-05 20:38Z
acht_sim_nort_9r5jf36o34z	ach outgoing DEBIT	$3,702.03	SETTLED	0	clear	1201	2026-09-05 00:45Z
acht_sim_nort_3m7ll9tl2zx	ach outgoing DEBIT	$3,254.20	SETTLED	0	clear	1149	2026-09-02 04:57Z
acht_sim_nort_5qrqrogt2xo	ach outgoing CREDIT	$3,181.15	SETTLED	40	review	1129	2026-09-01 04:27Z
acht_sim_nort_5z7ngm0x2vt	ach outgoing CREDIT	$1,992.23	SETTLED	0	clear	1116	2026-08-31 05:06Z
acht_sim_nort_6ahho3f12wk	ach outgoing DEBIT	$871.06	SETTLED	0	clear	1112	2026-08-31 03:13Z
acht_sim_nort_1np67wiv2ut	ach outgoing DEBIT	$1,249.48	SETTLED	15	clear	1082	2026-08-29 22:00Z
acht_sim_nort_2vdfof8x2uw	ach outgoing CREDIT	$3,721.62	SETTLED	0	clear	1080	2026-08-29 21:05Z
acht_sim_nort_6pw57hbt2t7	ach outgoing CREDIT	$1,090.01	SETTLED	10	clear	1065	2026-08-29 01:49Z
acht_sim_nort_33558xbd2rs	ach outgoing DEBIT	$2,857.31	SETTLED	40	review	1052	2026-08-28 05:37Z
acht_sim_nort_45tgeztz2qx	ach outgoing CREDIT	$997.76	SETTLED	0	clear	1042	2026-08-27 22:37Z
acht_sim_nort_67r54rtf2nh	ach outgoing CREDIT	$2,117.04	SETTLED	0	clear	1016	2026-08-26 05:13Z
acht_sim_nort_1p8inj4g2k1	ach outgoing CREDIT	$867.75	SETTLED	0	clear	955	2026-08-24 02:52Z
acht_sim_nort_9mb3h54g2i9	ach outgoing CREDIT	$1,362.16	SETTLED	0	clear	939	2026-08-23 02:44Z
acht_sim_nort_nq1mpet2av	ach outgoing CREDIT	$2,633.64	SETTLED	0	clear	865	2026-08-20 00:30Z
acht_sim_nort_clvmvnk2bv	ach outgoing DEBIT	$2,962.14	SETTLED	10	clear	861	2026-08-19 21:49Z
acht_sim_nort_2kxpmcew29a	ach outgoing CREDIT	$1,676.31	SETTLED	0	clear	839	2026-08-18 02:36Z
acht_sim_nort_6y7g7we724q	ach outgoing DEBIT	$2,868.20	SETTLED	10	clear	792	2026-08-15 21:38Z
acht_sim_nort_90wl3a4e25k	ach outgoing DEBIT	$1,624.77	SETTLED	0	clear	789	2026-08-15 20:33Z
acht_sim_nort_22k4tezk23a	ach outgoing CREDIT	$1,252.94	SETTLED	0	clear	785	2026-08-15 04:27Z
acht_sim_nort_32o003mw22v	ach outgoing DEBIT	$3,424.16	SETTLED	40	review	783	2026-08-15 02:40Z
acht_sim_nort_ieocjnk237	ach outgoing DEBIT	$995.92	SETTLED	0	clear	777	2026-08-14 23:21Z
acht_sim_nort_8y5s1s3s22m	ach outgoing CREDIT	$2,374.36	SETTLED	0	clear	768	2026-08-14 04:21Z
acht_sim_nort_556ridfs1zk	ach outgoing CREDIT	$1,444.31	SETTLED	0	clear	734	2026-08-13 00:00Z
acht_sim_nort_22omdoip20x	ach outgoing CREDIT	$1,320.78	SETTLED	10	clear	730	2026-08-12 20:42Z
acht_sim_nort_6iriboms1yn	ach outgoing CREDIT	$2,580.50	SETTLED	10	clear	719	2026-08-12 00:27Z
acht_sim_nort_4e3az61w1y8	ach outgoing CREDIT	$1,256.71	SETTLED	0	clear	718	2026-08-11 23:40Z
acht_sim_nort_9yrw1irc1vh	ach outgoing DEBIT	$1,145.82	SETTLED	15	clear	679	2026-08-10 00:57Z
acht_sim_nort_9w1g3rwl1t8	ach outgoing DEBIT	$3,168.68	SETTLED	0	clear	668	2026-08-09 03:50Z
acht_sim_nort_b5dj5u2t1ua	ach outgoing DEBIT	$3,625.69	SETTLED	0	clear	663	2026-08-09 02:08Z
acht_sim_nort_6gdjj6dk1ms	ach outgoing CREDIT	$1,742.94	SETTLED	0	clear	580	2026-08-05 02:47Z
acht_sim_nort_60j0o3g41kd	ach outgoing CREDIT	$1,208.95	SETTLED	0	clear	563	2026-08-04 02:55Z
acht_sim_nort_3tap8meu1ix	ach outgoing CREDIT	$1,325.97	SETTLED	0	clear	530	2026-08-03 00:13Z
acht_sim_nort_ajejhrd11df	ach outgoing CREDIT	$1,542.58	SETTLED	0	clear	470	2026-07-31 05:57Z
acht_sim_nort_b3vop0u01bj	ach outgoing DEBIT	$1,831.32	SETTLED	0	clear	439	2026-07-30 01:07Z
acht_sim_nort_726vihg2197	ach outgoing CREDIT	$3,001.41	SETTLED	0	clear	405	2026-07-29 01:05Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $3,330.17 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $3,181.15 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $2,857.31 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open