Entity · PERSON

Entity Risk Skoor Report →

Skoor

0n=34

Band

clear

Confidence

0.81

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 34,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 32,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.03125,
  "velocityRatio": 0.6518125366956897,
  "confidenceDecay": 1,
  "screeningAgeDays": 8,
  "observationAgeDays": 2,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 27
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	34	0.81	ers-v1
2026-09-17 19:31Z	0	clear	19	0.61	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_55s1xvl83qp	ach outgoing CREDIT	$2,753.10	SUBMITTED	10	clear	1466	2026-09-17 00:37Z
acht_sim_nort_4y8xaga43nq	ach outgoing CREDIT	$1,452.42	SETTLED	0	clear	1447	2026-09-15 04:14Z
acht_sim_nort_b9y5l7bv3f1	ach outgoing CREDIT	$1,708.52	SETTLED	0	clear	1326	2026-09-10 01:21Z
acht_sim_nort_75jy7ugx3an	ach outgoing CREDIT	$1,439.28	SETTLED	0	clear	1289	2026-09-08 05:57Z
acht_sim_nort_4mdmdoi639e	ach outgoing CREDIT	$847.57	SETTLED	40	review	1279	2026-09-08 00:44Z
acht_sim_nort_8mhorpe236h	ach outgoing CREDIT	$1,806.76	SETTLED	15	clear	1216	2026-09-05 20:45Z
acht_sim_nort_1pei4wx30i	ach outgoing DEBIT	$4,018.81	SETTLED	25	clear	1166	2026-09-03 05:47Z
acht_sim_nort_2svwonpr30r	ach outgoing DEBIT	$1,736.62	SETTLED	15	clear	1153	2026-09-02 21:07Z
acht_sim_nort_bjh1fu9o2xl	ach outgoing CREDIT	$843.64	SETTLED	10	clear	1117	2026-08-31 21:11Z
acht_sim_nort_3jp7upph2vz	ach outgoing DEBIT	$1,313.73	SETTLED	0	clear	1108	2026-08-31 01:25Z
acht_sim_nort_7cd362mq2mk	ach outgoing DEBIT	$943.62	SETTLED	0	clear	995	2026-08-25 20:15Z
acht_sim_nort_12cv8bwt2ij	ach outgoing DEBIT	$3,694.38	SETTLED	0	clear	950	2026-08-23 21:08Z
acht_sim_nort_bqonkcb126b	ach outgoing DEBIT	$982.98	SETTLED	10	clear	824	2026-08-17 03:45Z
acht_sim_nort_8ekaspx6252	ach outgoing CREDIT	$2,956.90	SETTLED	0	clear	805	2026-08-16 05:27Z
acht_sim_nort_2fnpkko923j	ach outgoing DEBIT	$1,768.75	SETTLED	0	clear	775	2026-08-14 22:45Z
acht_sim_nort_1bd9d85824d	ach outgoing DEBIT	$2,668.54	SETTLED	0	clear	773	2026-08-14 21:20Z
acht_sim_nort_wttxzqa206	ach outgoing DEBIT	$3,308.36	SETTLED	0	clear	743	2026-08-13 04:33Z
acht_sim_nort_2jar4ck61x5	ach outgoing CREDIT	$3,102.08	SETTLED	0	clear	704	2026-08-11 03:16Z
acht_sim_nort_cjvb8lc71v7	ach outgoing DEBIT	$2,186.06	SETTLED	0	clear	676	2026-08-10 00:04Z
acht_sim_nort_9370ce0v1va	ach outgoing CREDIT	$3,062.43	MANUAL_REVIEW	15	clear	661	2026-08-09 22:28Z
acht_sim_nort_9ku5xfkv1qp	ach outgoing DEBIT	$2,853.65	SETTLED	0	clear	631	2026-08-07 05:01Z
acht_sim_nort_8s5i3zsw1og	ach outgoing DEBIT	$940.03	SETTLED	0	clear	591	2026-08-05 23:36Z
acht_sim_nort_8gnwk38n1fl	ach outgoing DEBIT	$3,746.11	SETTLED	10	clear	471	2026-07-31 20:00Z
acht_sim_nort_559onpu41a4	ach outgoing CREDIT	$3,882.17	SETTLED	0	clear	422	2026-07-29 20:46Z
acht_sim_nort_9ayioska177	ach outgoing CREDIT	$4,062.66	SETTLED	0	clear	398	2026-07-28 23:26Z
acht_sim_nort_94j4oxkx103	ach outgoing DEBIT	$2,258.32	SETTLED	0	clear	314	2026-07-24 23:36Z
acht_sim_nort_b749yxowzc	ach outgoing CREDIT	$3,908.39	SETTLED	25	clear	304	2026-07-24 05:17Z
acht_sim_nort_rl8tibbzl	ach outgoing DEBIT	$1,753.84	SETTLED	0	clear	300	2026-07-24 03:47Z
acht_sim_nort_cjv5q90pwe	ach outgoing CREDIT	$3,452.21	SETTLED	10	clear	273	2026-07-23 04:21Z
acht_sim_nort_imltyetuj	ach outgoing DEBIT	$2,332.91	SETTLED	0	clear	254	2026-07-22 02:52Z
acht_sim_nort_16rysd07qh	ach outgoing DEBIT	$3,311.28	SETTLED	0	clear	203	2026-07-19 22:28Z
acht_sim_nort_av67pme1ne	ach outgoing DEBIT	$1,525.65	COMPLETED	0	clear	171	2026-07-18 01:12Z
acht_sim_nort_eopsme08q	ach outgoing CREDIT	$1,927.70	COMPLETED	0	clear	46	2026-07-11 05:55Z
acht_sim_nort_byuuac844y	ach outgoing CREDIT	$2,960.98	COMPLETED	null	unscored	17	2026-07-10 04:52Z
acht_sim_nort_7c16oyun5e	ach outgoing DEBIT	$1,818.09	COMPLETED	null	unscored	15	2026-07-10 03:44Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $847.57 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	first_time_counterparty_large	First transfer to a new counterparty, $4,018.81, above the program's 95th percentile.	medium	25 clear	reviewed	open

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