Entity · BUSINESS

Larch Studio 011

Id: enti_sim_nort_5j1q477k20
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-14 10:49Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=49

Band

clear

Confidence

0.99

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 49,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 48,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.041666666666666664,
  "velocityRatio": 1.2034624261363918,
  "confidenceDecay": 1,
  "screeningAgeDays": 34,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 30
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	49	0.99	ers-v1
2026-09-17 19:31Z	0	clear	29	0.73	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_a2xxmxfy3ou	ach outgoing CREDIT	$1,254.81	SETTLED	0	clear	1459	2026-09-15 23:55Z
acht_sim_nort_2yxbmz3y3nn	ach outgoing DEBIT	$3,628.38	SETTLED	0	clear	1432	2026-09-14 20:42Z
acht_sim_nort_4d4po26v3ig	ach outgoing CREDIT	$1,706.86	SETTLED	40	review	1368	2026-09-12 20:26Z
acht_sim_nort_2fbx33uq3f4	ach outgoing CREDIT	$1,795.54	SETTLED	15	clear	1337	2026-09-10 23:05Z
acht_sim_nort_9fvieew03ei	ach outgoing DEBIT	$1,639.09	SETTLED	15	clear	1327	2026-09-10 01:55Z
acht_sim_nort_1olepp5a3bk	ach outgoing DEBIT	$2,047.72	SETTLED	0	clear	1305	2026-09-09 03:03Z
acht_sim_nort_bzbzgpil3db	ach outgoing CREDIT	$1,580.81	SETTLED	0	clear	1304	2026-09-09 02:54Z
acht_sim_nort_b39aea7y35h	ach outgoing CREDIT	$4,031.41	SETTLED	0	clear	1233	2026-09-06 03:28Z
acht_sim_nort_8rw4480y35e	ach outgoing CREDIT	$3,359.96	SETTLED	0	clear	1221	2026-09-05 22:34Z
acht_sim_nort_cd5h9xfv34h	ach outgoing CREDIT	$1,074.13	SETTLED	0	clear	1204	2026-09-05 01:53Z
acht_sim_nort_8woedjhu31v	ach outgoing DEBIT	$2,043.42	SETTLED	0	clear	1172	2026-09-03 22:45Z
acht_sim_nort_6d3sls0r2z9	ach outgoing CREDIT	$2,199.11	SETTLED	0	clear	1145	2026-09-02 03:10Z
acht_sim_nort_18uudqm22ss	ach outgoing CREDIT	$2,866.77	SETTLED	40	review	1065	2026-08-29 02:50Z
acht_sim_nort_9yoh2otx2le	ach outgoing CREDIT	$1,273.41	SETTLED	10	clear	990	2026-08-25 05:33Z
acht_sim_nort_73niv8q42jj	ach outgoing DEBIT	$3,289.93	SETTLED	0	clear	962	2026-08-24 04:17Z
acht_sim_nort_5yky2k3h2jd	ach outgoing CREDIT	$1,149.54	SETTLED	10	clear	961	2026-08-24 04:12Z
acht_sim_nort_8wkdjs1i2j1	ach outgoing CREDIT	$1,049.91	SETTLED	0	clear	954	2026-08-24 01:48Z
acht_sim_nort_2bq0s6d02h1	ach outgoing CREDIT	$1,059.49	SETTLED	15	clear	925	2026-08-22 20:49Z
acht_sim_nort_8osn43bj2fi	ach outgoing DEBIT	$987.19	SETTLED	40	review	917	2026-08-22 03:55Z
acht_sim_nort_8tbjvgdi29y	ach outgoing CREDIT	$3,372.66	SETTLED	0	clear	849	2026-08-19 00:02Z
acht_sim_nort_7ddf7w2w262	ach outgoing DEBIT	$3,514.43	SETTLED	0	clear	821	2026-08-17 03:03Z
acht_sim_nort_qwwvxr526x	ach outgoing CREDIT	$1,473.18	SETTLED	0	clear	819	2026-08-17 02:20Z
acht_sim_nort_65jfqge920r	ach outgoing CREDIT	$1,759.00	SETTLED	0	clear	731	2026-08-12 20:57Z
acht_sim_nort_548z6r2r1yq	ach outgoing DEBIT	$1,135.32	SETTLED	0	clear	716	2026-08-11 22:17Z
acht_sim_nort_6c0s5kg91xn	ach outgoing CREDIT	$2,886.10	SETTLED	0	clear	701	2026-08-11 01:06Z
acht_sim_nort_aqbz9k5n1uv	ach outgoing CREDIT	$1,225.87	SETTLED	0	clear	682	2026-08-10 01:32Z
acht_sim_nort_3ouh61il1vb	ach outgoing CREDIT	$887.84	SETTLED	10	clear	675	2026-08-09 23:59Z
acht_sim_nort_1otamimv1p4	ach outgoing CREDIT	$2,998.99	SETTLED	15	clear	601	2026-08-06 02:11Z
acht_sim_nort_bld41cmp1p7	ach outgoing CREDIT	$1,069.25	SETTLED	15	clear	593	2026-08-06 00:02Z
acht_sim_nort_11830nff1ho	ach outgoing DEBIT	$1,078.34	SETTLED	15	clear	543	2026-08-03 05:12Z
acht_sim_nort_4oqhwd6w1gf	ach outgoing CREDIT	$1,299.94	SETTLED	15	clear	513	2026-08-02 04:19Z
acht_sim_nort_92wf63j81bv	ach outgoing DEBIT	$3,168.07	SETTLED	0	clear	452	2026-07-30 21:30Z
acht_sim_nort_7ijr9uby19a	ach outgoing DEBIT	$3,211.63	SETTLED	15	clear	430	2026-07-29 22:48Z
acht_sim_nort_4mu7siak164	ach outgoing DEBIT	$1,918.38	SETTLED	0	clear	375	2026-07-27 22:24Z
acht_sim_nort_1iichkpg15p	ach outgoing DEBIT	$1,058.68	SETTLED	0	clear	371	2026-07-27 21:24Z
acht_sim_nort_7adqouwb141	ach outgoing DEBIT	$909.41	SETTLED	15	clear	358	2026-07-27 02:30Z
acht_sim_nort_4sd26yx014j	ach outgoing DEBIT	$2,305.88	SETTLED	10	clear	354	2026-07-26 22:46Z
acht_sim_nort_5gg6997a113	ach outgoing DEBIT	$1,411.55	SETTLED	0	clear	312	2026-07-24 23:14Z
acht_sim_nort_56qckv6h11o	ach outgoing DEBIT	$3,602.12	SETTLED	0	clear	309	2026-07-24 22:42Z
acht_sim_nort_4uhnxx3lyo	ach outgoing DEBIT	$834.10	SETTLED	15	clear	284	2026-07-23 23:21Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,706.86 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $2,866.77 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $987.19 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open