Entity · BUSINESS

Birch Holdings 025

Id: enti_sim_nort_4ab4tij93j
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-23 05:52Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

10n=22

Band

clear

Confidence

0.66

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-VEL-01 The entity's volume in the last 30 days is more than twice its prior monthly volume.	`entity.velocity`	+10		last 30 days 2.2× its prior monthly volume

Signals

Signal	Weight	Hard	Detail
entity.velocity	+10		last 30 days 2.2× its prior monthly volume

Inputs

{
  "n": 22,
  "alerts": {
    "opened": 1,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 22,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.09090909090909091,
  "velocityRatio": 2.2298800975421957,
  "confidenceDecay": 1,
  "screeningAgeDays": 25,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 19
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	22	0.66	ers-v1
2026-09-17 19:31Z	0	clear	10	0.51	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_bz6xh23j3ip	ach outgoing CREDIT	$3,021.18	SETTLED	0	clear	1371	2026-09-12 21:23Z
acht_sim_nort_4ds71m513be	ach outgoing CREDIT	$901.38	SETTLED	0	clear	1288	2026-09-08 05:04Z
acht_sim_nort_792cvdx839w	ach outgoing CREDIT	$1,273.20	SETTLED	0	clear	1283	2026-09-08 01:52Z
acht_sim_nort_55qgtsgq36k	ach outgoing CREDIT	$3,475.40	SETTLED	0	clear	1223	2026-09-05 23:02Z
acht_sim_nort_cecbwzk9368	ach outgoing CREDIT	$3,355.55	SETTLED	0	clear	1217	2026-09-05 21:05Z
acht_sim_nort_au3ojsg2yu	ach outgoing DEBIT	$1,985.16	SETTLED	0	clear	1135	2026-09-01 21:09Z
acht_sim_nort_1n9s8tg52sj	ach outgoing DEBIT	$1,137.29	SETTLED	0	clear	1073	2026-08-29 04:19Z
acht_sim_nort_122r7nb72t1	ach outgoing DEBIT	$1,025.94	SETTLED	0	clear	1059	2026-08-28 23:40Z
acht_sim_nort_8qmxy4y62lq	ach outgoing DEBIT	$1,660.02	SETTLED	0	clear	972	2026-08-24 22:25Z
acht_sim_nort_c5eyvei52jy	ach outgoing DEBIT	$2,417.13	SETTLED	40	review	947	2026-08-23 23:43Z
acht_sim_nort_6mygrtbl2e0	ach outgoing CREDIT	$892.06	SETTLED	15	clear	913	2026-08-22 01:55Z
acht_sim_nort_2hn1ioc32cz	ach outgoing DEBIT	$3,298.32	SETTLED	0	clear	884	2026-08-20 23:48Z
acht_sim_nort_3eqidqa123g	ach outgoing CREDIT	$1,839.32	SETTLED	40	review	779	2026-08-15 00:45Z
acht_sim_nort_ajhhkz2e1ts	ach outgoing CREDIT	$3,764.40	SETTLED	10	clear	664	2026-08-09 02:36Z
acht_sim_nort_9p2761q01lj	ach outgoing CREDIT	$1,416.41	SETTLED	0	clear	560	2026-08-04 00:09Z
acht_sim_nort_6owvmah61km	ach outgoing CREDIT	$2,771.73	SETTLED	0	clear	553	2026-08-03 22:41Z
acht_sim_nort_brlc5o2b1e0	ach outgoing CREDIT	$1,987.52	SETTLED	0	clear	475	2026-07-31 20:38Z
acht_sim_nort_brxzjeq213p	ach outgoing CREDIT	$3,140.89	SETTLED	0	clear	356	2026-07-26 23:50Z
acht_sim_nort_a3clu7k7y0	ach outgoing CREDIT	$1,797.12	SETTLED	0	clear	290	2026-07-24 00:52Z
acht_sim_nort_9c58v5howb	ach outgoing DEBIT	$1,925.85	SETTLED	0	clear	266	2026-07-23 01:00Z
acht_sim_nort_al0ojimbf2	ach outgoing DEBIT	$1,273.49	COMPLETED	0	clear	83	2026-07-13 22:33Z
acht_sim_nort_bvfrzhd28u	ach outgoing DEBIT	$2,006.09	COMPLETED	0	clear	33	2026-07-10 23:15Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $2,417.13 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open