Entity · BUSINESS

Grove Co 06

Id: enti_sim_nort_318e3k7b1i
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-10 08:51Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

30n=68

Band

review

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-01 The entity's transfers have drawn unauthorized returns.	`entity.unauthorized_returns`	+30		3 unauthorized return(s) against it

Signals

Signal	Weight	Hard	Detail
entity.unauthorized_returns	+30		3 unauthorized return(s) against it

Inputs

{
  "n": 68,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 3,
    "unauthorized": 3
  },
  "scoredN": 66,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.030303030303030304,
  "velocityRatio": 0.9659092045056957,
  "confidenceDecay": 1,
  "screeningAgeDays": 7,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 45
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	30	review	68	1.00	ers-v1
2026-09-17 19:31Z	30	review	42	0.88	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 1 point. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.unauthorized_returns	30		The entity's transfers have drawn unauthorized returns.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_5j0pi4tt3qh	ach outgoing CREDIT	$3,344.50	SUBMITTED	0	clear	1476	2026-09-17 03:45Z
acht_sim_nort_b0uurzoa3qt	ach outgoing DEBIT	$1,187.89	SUBMITTED	0	clear	1466	2026-09-16 23:28Z
acht_sim_nort_4eahoyu83nx	ach outgoing DEBIT	$1,795.21	SETTLED	40	review	1470	2026-09-16 04:08Z
acht_sim_nort_cpvn8n283of	ach outgoing CREDIT	$2,859.27	SETTLED	0	clear	1455	2026-09-15 22:51Z
acht_sim_nort_btpfebnr3p0	ach outgoing CREDIT	$989.51	SETTLED	0	clear	1453	2026-09-15 22:18Z
acht_sim_nort_73fs51ju3jw	ach outgoing DEBIT	$2,606.32	SETTLED	10	clear	1391	2026-09-13 02:35Z
acht_sim_nort_2nfg2t0n3iy	ach outgoing CREDIT	$2,653.85	SETTLED	40	review	1378	2026-09-13 00:54Z
acht_sim_nort_50i68u1g3gp	ach outgoing CREDIT	$2,183.92	SETTLED	0	clear	1366	2026-09-12 04:43Z
acht_sim_nort_3cv7dlp339k	ach outgoing DEBIT	$1,812.90	SETTLED	0	clear	1290	2026-09-08 05:58Z
acht_sim_nort_2q3janc43aq	ach outgoing DEBIT	$1,319.74	SETTLED	10	clear	1286	2026-09-08 03:32Z
acht_sim_nort_50j45o8j3aw	ach outgoing CREDIT	$1,148.99	SETTLED	0	clear	1264	2026-09-07 20:00Z
acht_sim_nort_1efwbtur39b	ach outgoing DEBIT	$2,595.92	SETTLED	0	clear	1244	2026-09-06 22:23Z
acht_sim_nort_9htcb57p38z	ach outgoing DEBIT	$2,662.68	SETTLED	0	clear	1240	2026-09-06 21:33Z
acht_sim_nort_2yuckozb36q	ach outgoing DEBIT	$1,376.25	SETTLED	0	clear	1231	2026-09-06 02:03Z
acht_sim_nort_62p3tm4r34q	ach outgoing CREDIT	$2,161.88	SETTLED	0	clear	1211	2026-09-05 04:14Z
acht_sim_nort_40jnh5fi33j	ach outgoing CREDIT	$1,276.83	SETTLED	0	clear	1191	2026-09-04 21:11Z
acht_sim_nort_8luhu7kn31c	ach outgoing DEBIT	$1,118.42	SETTLED	40	review	1174	2026-09-03 23:23Z
acht_sim_nort_76jomeis2xb	ach outgoing CREDIT	$1,941.99	SETTLED	0	clear	1122	2026-09-01 01:26Z
acht_sim_nort_avpm1svk2vb	ach outgoing DEBIT	$1,037.68	SETTLED	15	clear	1077	2026-08-29 20:43Z
acht_sim_nort_bupqhyaz2s7	ach outgoing DEBIT	$2,666.18	SETTLED	0	clear	1069	2026-08-29 03:10Z
acht_sim_nort_7ikli6722pl	ach outgoing CREDIT	$955.95	SETTLED	10	clear	1022	2026-08-26 21:40Z
acht_sim_nort_cdzv016t2l5	ach outgoing DEBIT	$2,303.30	SETTLED	0	clear	984	2026-08-25 03:23Z
acht_sim_nort_297bmykv2iv	ach outgoing DEBIT	$3,436.97	SETTLED	15	clear	952	2026-08-24 00:41Z
acht_sim_nort_9czis78q2gv	ach outgoing CREDIT	$3,000.83	SETTLED	0	clear	940	2026-08-23 03:27Z
acht_sim_nort_90b4ww92gs	ach outgoing DEBIT	$936.60	SETTLED	0	clear	934	2026-08-23 01:25Z
acht_sim_nort_4633dxlg2hq	ach outgoing CREDIT	$1,560.10	SETTLED	0	clear	932	2026-08-23 00:54Z
acht_sim_nort_25nkrelq2d2	ach outgoing CREDIT	$1,301.03	SETTLED	0	clear	882	2026-08-20 22:26Z
acht_sim_nort_1xwl486t2ay	ach outgoing CREDIT	$3,062.87	SETTLED	0	clear	877	2026-08-20 05:41Z
acht_sim_nort_21sx6qzy27o	ach outgoing CREDIT	$1,100.92	SETTLED	0	clear	820	2026-08-17 02:22Z
acht_sim_nort_544r4aw827c	ach outgoing DEBIT	$2,688.81	SETTLED	40	review	816	2026-08-17 00:52Z
acht_sim_nort_ue30nmn265	ach outgoing DEBIT	$2,368.46	SETTLED	0	clear	816	2026-08-17 00:50Z
acht_sim_nort_13sn5t8b24z	ach outgoing CREDIT	$857.01	SETTLED	0	clear	797	2026-08-15 23:54Z
acht_sim_nort_5q3db82v22p	ach outgoing CREDIT	$3,531.65	SETTLED	0	clear	763	2026-08-14 03:31Z
acht_sim_nort_73y6fvxo214	ach outgoing CREDIT	$2,929.24	SETTLED	10	clear	754	2026-08-13 21:24Z
acht_sim_nort_5784bu4r1zh	ach outgoing CREDIT	$2,341.31	SETTLED	0	clear	748	2026-08-13 05:41Z
acht_sim_nort_288o3h1j210	ach outgoing CREDIT	$3,051.85	RETURNED	0	clear	741	2026-08-13 04:52Z
acht_sim_nort_32kro2u21yh	ach outgoing DEBIT	$2,045.68	SETTLED	15	clear	727	2026-08-12 05:42Z
acht_sim_nort_8410m8181t5	ach outgoing DEBIT	$3,657.19	SETTLED	0	clear	669	2026-08-09 04:44Z
acht_sim_nort_2dw3avhp1sk	ach outgoing DEBIT	$976.50	SETTLED	0	clear	653	2026-08-08 05:47Z
acht_sim_nort_57hd9e1r1nd	ach outgoing DEBIT	$2,069.94	SETTLED	0	clear	599	2026-08-06 01:16Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,795.21 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $2,653.85 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,118.42 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	burst_then_dormant	The entity made 5 transfers on 2026-07-29 and has been silent for 49 days since.	medium	null unscored	reviewed	open