Entity · BUSINESS

Larch Studio 023

Id: enti_sim_nort_1ekbu85q3b
Program: 030a8115-8109-4bdc-8e82-65ec40280d47
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-02 20:35Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=26

Band

clear

Confidence

0.71

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 26,
  "alerts": {
    "opened": 1,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 25,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.04,
  "velocityRatio": 1.460117443472911,
  "confidenceDecay": 1,
  "screeningAgeDays": 14,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 16
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	26	0.71	ers-v1
2026-09-17 19:31Z	0	clear	17	0.58	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_1roexgej3k8	ach outgoing CREDIT	$1,086.19	SETTLED	15	clear	1403	2026-09-13 04:48Z
acht_sim_nort_66577uyc3gj	ach outgoing DEBIT	$2,269.50	SETTLED	0	clear	1367	2026-09-12 05:59Z
acht_sim_nort_4wxlec4l3hs	ach outgoing DEBIT	$3,551.66	SETTLED	15	clear	1357	2026-09-11 23:17Z
acht_sim_nort_1mgxb73d3cq	ach outgoing DEBIT	$2,151.56	SETTLED	0	clear	1302	2026-09-09 01:58Z
acht_sim_nort_8hqm2jt237z	ach outgoing DEBIT	$910.86	SETTLED	15	clear	1256	2026-09-07 03:33Z
acht_sim_nort_5bfcaieg365	ach outgoing CREDIT	$3,136.65	SETTLED	40	review	1226	2026-09-06 01:26Z
acht_sim_nort_a06916pl309	ach outgoing DEBIT	$3,687.01	SETTLED	0	clear	1165	2026-09-03 05:39Z
acht_sim_nort_5eqhe3dv30f	ach outgoing DEBIT	$1,082.01	SETTLED	0	clear	1164	2026-09-03 04:19Z
acht_sim_nort_9xss8xrv2z0	ach outgoing DEBIT	$3,063.06	SETTLED	15	clear	1134	2026-09-01 20:47Z
acht_sim_nort_bwoi1xcp2ob	ach outgoing DEBIT	$1,553.99	SETTLED	0	clear	1008	2026-08-26 02:38Z
acht_sim_nort_3bx53z6t1yz	ach outgoing DEBIT	$1,293.19	SETTLED	0	clear	717	2026-08-11 22:55Z
acht_sim_nort_9ke4zm2c1w5	ach outgoing DEBIT	$1,646.29	SETTLED	15	clear	709	2026-08-11 05:04Z
acht_sim_nort_bl1rfjms1v4	ach outgoing DEBIT	$1,354.72	SETTLED	0	clear	689	2026-08-10 05:33Z
acht_sim_nort_50u6qdpc1u7	ach outgoing CREDIT	$3,510.22	SETTLED	0	clear	665	2026-08-09 02:52Z
acht_sim_nort_8jio4xqj1s8	ach outgoing CREDIT	$1,505.56	SETTLED	0	clear	638	2026-08-08 01:35Z
acht_sim_nort_7d8ghk4q1pv	ach outgoing CREDIT	$1,993.11	SETTLED	0	clear	627	2026-08-07 03:07Z
acht_sim_nort_bzorys7j1nm	ach outgoing CREDIT	$1,953.20	SETTLED	0	clear	592	2026-08-05 23:44Z
acht_sim_nort_3tz0u5gx1gl	ach outgoing CREDIT	$1,881.45	SETTLED	0	clear	509	2026-08-02 02:50Z
acht_sim_nort_3tlwkj8s1bm	ach outgoing CREDIT	$1,552.45	SETTLED	0	clear	456	2026-07-30 23:20Z
acht_sim_nort_4kxb7hii1a7	ach outgoing CREDIT	$1,031.55	SETTLED	0	clear	427	2026-07-29 22:24Z
acht_sim_nort_8xggglo115a	ach outgoing CREDIT	$1,772.86	SETTLED	10	clear	366	2026-07-27 04:42Z
acht_sim_nort_cf3xf6hh13a	ach outgoing DEBIT	$1,763.38	SETTLED	0	clear	342	2026-07-26 01:55Z
acht_sim_nort_n9utkas12u	ach outgoing DEBIT	$2,489.08	MANUAL_REVIEW	15	clear	315	2026-07-25 21:11Z
acht_sim_nort_5iemlbu0sb	ach outgoing DEBIT	$1,031.26	SETTLED	0	clear	222	2026-07-20 22:20Z
acht_sim_nort_r4ux6t8g6	ach outgoing CREDIT	$1,992.17	COMPLETED	0	clear	116	2026-07-15 05:31Z
acht_sim_nort_cmvazx4rbu	ach outgoing CREDIT	$1,304.44	COMPLETED	10	clear	67	2026-07-12 23:06Z
acht_sim_nort_30rrkb815u	ach outgoing CREDIT	$1,246.42	COMPLETED	null	unscored	16	2026-07-10 04:46Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $3,136.65 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open