Entity · BUSINESS

Fern Studio 35

Id: enti_sim_lant_c5dgr8dpcgq
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-12 19:52Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=13

Band

clear

Confidence

0.56

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 13,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 12,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.16666666666666666,
  "velocityRatio": 1.0343368711348822,
  "confidenceDecay": 1,
  "screeningAgeDays": 35,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 10
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	13	0.56	ers-v1
2026-09-17 19:31Z	0	clear	7	0.48	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_ab6dv5peeh	ach outgoing CREDIT	$656.55	SETTLED	0	clear	765	2026-09-11 23:03Z
acht_sim_lant_4hp5dgleeen	ach outgoing CREDIT	$620.59	SETTLED	40	review	761	2026-09-11 21:44Z
acht_sim_lant_8ymimp5e3u	ach outgoing DEBIT	$778.16	SETTLED	0	clear	645	2026-09-02 04:21Z
acht_sim_lant_6o642mkudzi	ach outgoing CREDIT	$1,130.37	SETTLED	0	clear	586	2026-08-29 05:05Z
acht_sim_lant_bvs3pqjqdxg	ach outgoing CREDIT	$1,783.79	SETTLED	40	review	560	2026-08-27 03:06Z
acht_sim_lant_2xchpd4idux	ach outgoing CREDIT	$971.44	SETTLED	0	clear	518	2026-08-23 03:17Z
acht_sim_lant_bw3b8eg8dnh	ach outgoing DEBIT	$1,167.94	SETTLED	0	clear	440	2026-08-16 03:59Z
acht_sim_lant_23mrj0kydn2	ach outgoing DEBIT	$1,166.05	SETTLED	0	clear	439	2026-08-16 02:43Z
acht_sim_lant_87t9za18d8d	ach outgoing CREDIT	$2,310.72	SETTLED	10	clear	264	2026-08-01 03:21Z
acht_sim_lant_awfd1bx1cy0	ach outgoing DEBIT	$2,566.53	SETTLED	0	clear	133	2026-07-21 20:16Z
acht_sim_lant_caxvobz9cti	ach outgoing CREDIT	$1,784.51	COMPLETED	10	clear	89	2026-07-18 00:23Z
acht_sim_lant_xxl5mfxcq6	ach outgoing CREDIT	$1,096.07	COMPLETED	0	clear	51	2026-07-14 22:10Z
acht_sim_lant_25ic74kdcm9	ach outgoing CREDIT	$1,395.54	COMPLETED	null	unscored	26	2026-07-12 05:01Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $620.59 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,783.79 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open