Counterparty

Receiver 13

Id: cpty_sim_nort_ls3l5gu4a
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 13

Counterparty Risk Skoor Report →

Skoor

65n=20

Band

review

Confidence

0.38

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/20 above the network threshold
3	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10	first seen 0d ago

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/20 above the network threshold
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 20,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 18,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.05555555555555555,
  "concentration": 0.006741330355981633,
  "confidenceDecay": 1,
  "distinctEntities": 13,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	65	review	20	0.38	crs-v1
2026-09-17 19:31Z	10	clear	13	0.27	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 36 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_a0kz04hi3q0	ach outgoing CREDIT	$2,853.28	SETTLED	40	review	1475	2026-09-16 05:40Z
acht_sim_nort_635myd5v3j7	ach outgoing CREDIT	$3,758.30	SETTLED	40	review	1407	2026-09-13 05:42Z
acht_sim_nort_8luhu7kn31c	ach outgoing DEBIT	$1,118.42	SETTLED	40	review	1174	2026-09-03 23:23Z
acht_sim_nort_5vptz5yo2td	ach outgoing CREDIT	$2,889.49	SETTLED	0	clear	1072	2026-08-29 03:40Z
acht_sim_nort_9sdhsacd2g6	ach outgoing DEBIT	$2,406.19	SETTLED	0	clear	930	2026-08-23 00:01Z
acht_sim_nort_9mk50xfb2i5	ach outgoing DEBIT	$1,318.41	RETURNED	0	clear	926	2026-08-22 22:50Z
acht_sim_nort_71nfe5p229p	ach outgoing CREDIT	$3,133.10	SETTLED	0	clear	852	2026-08-19 00:38Z
acht_sim_nort_6p3gwzlk27i	ach outgoing CREDIT	$2,327.96	SETTLED	0	clear	823	2026-08-17 03:35Z
acht_sim_nort_wttxzqa206	ach outgoing DEBIT	$3,308.36	SETTLED	0	clear	743	2026-08-13 04:33Z
acht_sim_nort_4jvsn2ly20f	ach outgoing CREDIT	$2,313.25	SETTLED	0	clear	733	2026-08-12 22:44Z
acht_sim_nort_4dfwype21yb	ach outgoing CREDIT	$894.59	SETTLED	0	clear	715	2026-08-11 21:40Z
acht_sim_nort_2cpy3rne1tb	ach outgoing CREDIT	$1,632.03	SETTLED	0	clear	659	2026-08-09 00:02Z
acht_sim_nort_7mi1f1uj1d6	ach outgoing CREDIT	$849.23	SETTLED	0	clear	454	2026-07-30 22:58Z
acht_sim_nort_35hqyhx015g	ach outgoing CREDIT	$1,650.24	SETTLED	0	clear	376	2026-07-27 23:04Z
acht_sim_nort_ajyegw6z13m	ach outgoing CREDIT	$954.77	SETTLED	0	clear	368	2026-07-27 05:32Z
acht_sim_nort_6foehyb010x	ach outgoing CREDIT	$1,928.40	SETTLED	0	clear	324	2026-07-25 03:33Z
acht_sim_nort_a1wnunknt3	ach outgoing DEBIT	$3,019.69	SETTLED	0	clear	224	2026-07-20 23:02Z
acht_sim_nort_51ccsfe1ky	ach outgoing CREDIT	$2,717.50	COMPLETED	20	clear	143	2026-07-16 22:54Z
acht_sim_nort_bkm21lvsci	ach outgoing CREDIT	$3,716.41	COMPLETED	0	clear	76	2026-07-13 04:28Z
acht_sim_nort_6bv8f9q5ae	ach outgoing DEBIT	$1,122.68	COMPLETED	20	clear	55	2026-07-12 03:21Z
acht_sim_nort_51kwj52l82	ach outgoing CREDIT	$1,248.62	COMPLETED	null	unscored	23	2026-07-10 20:34Z

Alerts on this counterparty

No alerts.