Counterparty

Receiver 30

Id: cpty_sim_nort_bpmcqn2ygy
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 10

Counterparty Risk Skoor Report →

Skoor

90n=11

Band

hold

Confidence

0.25

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/11 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/11

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/11 above the network threshold
counterparty.return_rate	+15	return rate 1/11
counterparty.review_share	+10	45% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 11,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 11,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.45454545454545453,
  "concentration": 0.0039052776683932565,
  "confidenceDecay": 1,
  "distinctEntities": 10,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 2,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	11	0.25	crs-v1
2026-09-17 19:31Z	80	hold	8	0.21	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_33l3z4n43nh	ach outgoing DEBIT	$1,420.51	SETTLED	40	review	1440	2026-09-15 01:41Z
acht_sim_nort_9nif6jgn3fy	ach outgoing CREDIT	$3,856.80	SETTLED	40	review	1345	2026-09-11 04:16Z
acht_sim_nort_55vtns032qi	ach outgoing DEBIT	$1,395.16	SETTLED	40	review	1049	2026-08-28 01:01Z
acht_sim_nort_84fozigd2do	ach outgoing DEBIT	$1,870.59	SETTLED	40	review	892	2026-08-21 04:28Z
acht_sim_nort_72rtyjhs2cm	ach outgoing DEBIT	$3,373.36	SETTLED	40	review	890	2026-08-21 01:30Z
acht_sim_nort_5q3db82v22p	ach outgoing CREDIT	$3,531.65	SETTLED	0	clear	763	2026-08-14 03:31Z
acht_sim_nort_46mlh8701mm	ach outgoing DEBIT	$1,890.22	SETTLED	0	clear	576	2026-08-05 00:22Z
acht_sim_nort_1xdk2k461iu	ach outgoing CREDIT	$1,562.00	SETTLED	0	clear	538	2026-08-03 03:41Z
acht_sim_nort_67tvgg2b1cn	ach outgoing CREDIT	$3,472.18	RETURNED	20	clear	449	2026-07-30 20:17Z
acht_sim_nort_1rc1octuvm	ach outgoing CREDIT	$1,872.56	SETTLED	0	clear	237	2026-07-21 20:46Z
acht_sim_nort_j7icpm4gy	ach outgoing DEBIT	$1,672.55	COMPLETED	10	clear	107	2026-07-15 00:36Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 30 entered the hold band (Skoor 80, n=8): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.new.	high	80 hold	reviewed	held