Counterparty

Receiver 37

Id: cpty_sim_nort_8txqu9ufnm
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 5

Counterparty Risk Skoor Report →

Skoor

90n=8

Band

hold

Confidence

0.21

Version

crs-v1

Scored 2026-09-17 19:33Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/8 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/8

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/8 above the network threshold
counterparty.return_rate	+15	return rate 1/8
counterparty.review_share	+10	50% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 8,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 8,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.5,
  "concentration": 0.002405625536510679,
  "confidenceDecay": 1,
  "distinctEntities": 5,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 1,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:33Z	90	hold	8	0.21	crs-v1
2026-09-17 19:31Z	90	hold	6	0.18	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_4eahoyu83nx	ach outgoing DEBIT	$1,795.21	SETTLED	40	review	1470	2026-09-16 04:08Z
acht_sim_nort_3y6tgrws3sl	ach outgoing CREDIT	$1,976.26	SETTLED	40	review	1384	2026-09-13 01:48Z
acht_sim_nort_53qlsb6i3ey	ach outgoing CREDIT	$3,330.17	SETTLED	40	review	1316	2026-09-09 21:54Z
acht_sim_nort_544r4aw827c	ach outgoing DEBIT	$2,688.81	SETTLED	40	review	816	2026-08-17 00:52Z
acht_sim_nort_9l49zv241ji	ach outgoing CREDIT	$3,061.70	RETURNED	0	clear	532	2026-08-03 01:29Z
acht_sim_nort_agvt3ns0u1	ach outgoing DEBIT	$891.69	SETTLED	0	clear	252	2026-07-22 01:16Z
acht_sim_nort_4e51us25t6	ach outgoing DEBIT	$930.03	SETTLED	0	clear	230	2026-07-21 00:45Z
acht_sim_nort_72a707tqnm	ach outgoing DEBIT	$1,291.19	COMPLETED	10	clear	167	2026-07-17 22:13Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 37 entered the hold band (Skoor 90, n=6): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held