Counterparty

Receiver 51

Id: cpty_sim_nort_7wvru2m110u
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 5

Counterparty Risk Skoor Report →

Skoor

80n=5

Band

hold

Confidence

0.17

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/5 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/5

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/5 above the network threshold
counterparty.return_rate	+15	return rate 1/5
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 5,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 5,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0026989614735636715,
  "confidenceDecay": 1,
  "distinctEntities": 5,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 27,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	80	hold	5	0.17	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 11 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_5tas533s348	ach outgoing DEBIT	$1,356.23	SETTLED	40	review	1195	2026-09-04 22:26Z
acht_sim_nort_22z7lh9i2xe	ach outgoing CREDIT	$1,935.06	MANUAL_REVIEW	55	review	1104	2026-08-31 22:15Z
acht_sim_nort_b5xaru6p2cs	ach outgoing CREDIT	$3,134.87	RETURNED	0	clear	893	2026-08-21 04:38Z
acht_sim_nort_1xwl486t2ay	ach outgoing CREDIT	$3,062.87	SETTLED	0	clear	877	2026-08-20 05:41Z
acht_sim_nort_5esf5krq1xk	ach outgoing DEBIT	$1,005.71	SETTLED	0	clear	697	2026-08-10 23:14Z
acht_sim_nort_chgs786l1mg	ach outgoing CREDIT	$1,833.72	SETTLED	0	clear	579	2026-08-05 01:44Z
acht_sim_nort_5q5oo1wl10u	ach outgoing CREDIT	$3,880.17	SETTLED	25	clear	323	2026-07-25 04:26Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 51 entered the hold band (Skoor 80, n=5): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.new.	high	80 hold	reviewed	held