Counterparty

Receiver 40

Id: cpty_sim_nort_32oue95lqr
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 11

Counterparty Risk Skoor Report →

Skoor

80n=12

Band

hold

Confidence

0.27

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/12 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/12

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/12 above the network threshold
counterparty.return_rate	+15	return rate 1/12
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 12,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 12,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.16666666666666666,
  "concentration": 0.0062460190944474215,
  "confidenceDecay": 1,
  "distinctEntities": 11,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 20,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	80	hold	12	0.27	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 11 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_nort_a83vkp8q327	ach outgoing CREDIT	$2,086.63	SETTLED	60	review	1186	2026-09-04 04:07Z
acht_sim_nort_z9ijlsd2rf	ach outgoing CREDIT	$940.77	SETTLED	40	review	1050	2026-08-28 05:16Z
acht_sim_nort_5wssi31p2ba	ach outgoing DEBIT	$3,358.91	SETTLED	40	review	876	2026-08-20 05:10Z
acht_sim_nort_alaehxkp21m	ach outgoing CREDIT	$2,857.67	SETTLED	0	clear	766	2026-08-14 03:49Z
acht_sim_nort_3tfvpzoa21p	ach outgoing CREDIT	$1,658.16	SETTLED	0	clear	762	2026-08-14 02:18Z
acht_sim_nort_288o3h1j210	ach outgoing CREDIT	$3,051.85	RETURNED	0	clear	741	2026-08-13 04:52Z
acht_sim_nort_50u6qdpc1u7	ach outgoing CREDIT	$3,510.22	SETTLED	0	clear	665	2026-08-09 02:52Z
acht_sim_nort_4xs3eck91om	ach outgoing CREDIT	$2,317.39	SETTLED	0	clear	590	2026-08-05 22:36Z
acht_sim_nort_910je9bn1h9	ach outgoing CREDIT	$1,943.11	SETTLED	0	clear	502	2026-08-01 22:40Z
acht_sim_nort_8d3hnz1w154	ach outgoing CREDIT	$984.12	SETTLED	20	clear	352	2026-07-26 22:12Z
acht_sim_nort_a7ovdljpvs	ach outgoing DEBIT	$2,179.26	SETTLED	0	clear	245	2026-07-21 23:44Z
acht_sim_nort_4ldymhg5sh	ach outgoing CREDIT	$3,711.66	SETTLED	0	clear	231	2026-07-21 01:26Z
acht_sim_nort_1qtqw7awqr	ach outgoing DEBIT	$2,139.27	SETTLED	25	clear	213	2026-07-20 03:17Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 40 entered the hold band (Skoor 80, n=12): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.new.	high	80 hold	reviewed	held