Counterparty

Sandbox structuring receiver

Id: cpty_sb_b275b92613f08df9
Program that added it: 030a8115-8109-4bdc-8e82-65ec40280d47
Country: US
Routing number: —
Account (last 4): —
First seen: 2026-09-17 08:13Z
Programs paying it: 1
Entities paying it: 1

Counterparty Risk Skoor Report →

Skoor

35n=4

Band

review

Confidence

0.16

Version

crs-v1

Scored 2026-09-17 23:15Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-HIS-01 A tenth or more of the transfers with this counterparty landed in the hold band.	`counterparty.hold_share`	+25		50% of scored transfers in the hold band
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.hold_share	+25		50% of scored transfers in the hold band
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 4,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 4,
  "holdShare": 0.5,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": "US",
  "reviewShare": 0.25,
  "concentration": 0.005631564679187591,
  "confidenceDecay": 1,
  "distinctEntities": 1,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 0,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 23:15Z	35	review	4	0.16	crs-v1
2026-09-17 23:14Z	null	unscored	1	null	crs-v1
2026-09-17 23:13Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 6 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.hold_share	25		A tenth or more of the transfers with this counterparty landed in the hold band.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sb_9f64fcb36bd51819	ach outgoing DEBIT	$9,700.00	SETTLED	45	hold	1480	2026-09-17 23:13Z
acht_sb_369a4cf950d56226	ach outgoing DEBIT	$9,500.00	SETTLED	45	hold	1478	2026-09-17 18:13Z
acht_sb_e202fc8f25ac73a4	ach outgoing DEBIT	$9,300.00	SETTLED	10	clear	1477	2026-09-17 13:13Z
acht_sb_33c93fbe7c831401	ach outgoing DEBIT	$9,100.00	SETTLED	35	review	1476	2026-09-17 08:13Z

Alerts on this counterparty

No alerts.