The entity's first transfer, $3,973.82, above the program median, came 0.0 hours after verification.

What happened. Alert 8ef926e5-c959-44a4-af6b-88d82d13a049 fired on detector rapid_onboarding for transfer acht_sim_nort_92town8d4a, an outgoing ACH credit of $3,973.82 from entity Kestrel Partners 022. The evidence field shows this was the entity's first transfer, occurring 0.0 hours after verification, and above the program median of $1,955.42. What the evidence shows. The transfer is SETTLED with no return code, indicating it processed without failure. The entity is BUSINESS-verified, not high risk, not PEP, has no review reasons on file, and was last screened 2026-06-28, within a normal screening window. The transfer amount, $3,973.82, is well below the program's declared monthly volume of $2,500,000.00. The transfer-level skoor is null with band unscored and n=0, meaning no statistical model output backs this alert; hard_signal is false. Counterparty country is listed as unknown, which is a data gap but is not flagged as a review reason by the entity record. There are no prior dispositions on this entity. What was checked. Reviewed the alert evidence block (thresholds, medianCents, hoursSinceVerification), the transfer record (status, return code, amount), the program declared volume, the entity verification status and screening date, and prior disposition history. No hard signal was present and no scoring band was available to corroborate the detector's trigger. What is recommended. Close the alert. The transfer has already settled with no return code, the entity is verified with no adverse screening or PEP findings, and the amount is small relative to the program's declared volume. The rapid-onboarding pattern alone, with an unscored, n=0 model output and no hard signal, does not present evidence requiring further review. The counterparty country gap should be noted for data quality but does not on its own warrant escalation or hold, since the transfer cannot be held after settlement.

{
  "n": 0,
  "band": "unscored",
  "skoor": null,
  "typology": "rapid_onboarding",
  "confidence": null,
  "thresholds": {
    "hours": 24
  },
  "medianCents": "195542",
  "routeReason": "detector not auto-closable",
  "hoursSinceVerification": 0
}