Transfer · ach outgoing

$2,118.59 USD

Id: acht_sim_nort_cexzdp953at
Status: SETTLED
Type: CREDIT
Entity: enti_sim_nort_c2pb9mmf0
Account: bacc_sim_nort_5tmw9el03
Counterparty: cpty_sim_nort_4rkdb8l0bu
SEC code: PPD
Return code: —
Created: 2026-09-07 23:11Z
Effective: 2026-09-08 23:11Z

Transaction Risk Skoor

Skoor

35n=1276

Band

hold

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STR-01 The entity split debits just under $10,000 within 24 hours.	`structuring.pattern`	+35	yes	3 debits just under $10,000 in 24h

Signals

Signal	Weight	Hard	Detail
structuring.pattern	+35	yes	3 debits just under $10,000 in 24h

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 3,
    "count30d": 11,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "2846726",
    "achDebits60d": 18,
    "priorReturns": 0,
    "priorTransfers": 24,
    "screeningAgeDays": 52,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 3,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "381573",
  "hardSignal": true,
  "amountCents": "211859",
  "medianCents": "189792",
  "programN90d": 1276,
  "counterparty": {
    "n": 13,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:07.831Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

25n=29 clear

Counterparty Risk Skoor

10n=15 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:31Z	skoor_hold	Transaction Risk Skoor 35 (hold band) on a $2,118.59 ach transfer: structuring.pattern.	high	35 hold	reviewed	held	no clock