Transfer · ach outgoing

$462.42 USD

Id: acht_sim_meri_b542cz8uc6u
Status: SETTLED
Type: CREDIT
Entity: enti_sim_meri_4gund5k49mu
Account: bacc_sim_meri_7fkfs81z9mx
Counterparty: cpty_sim_meri_clg3tzvfc6u (AE)
SEC code: PPD
Return code: —
Created: 2026-09-12 03:39Z
Effective: 2026-09-13 03:39Z

Transaction Risk Skoor

Skoor

25n=1002

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-GEO-02 The counterparty is in a country the program did not declare.	`geo.outside_declared_countries`	+15		counterparty country AE not declared by the program
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
geo.outside_declared_countries	+15		counterparty country AE not declared by the program

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 14,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 11,
    "priorReturns": 3,
    "priorTransfers": 33,
    "screeningAgeDays": 8,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 1
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "136432",
  "hardSignal": false,
  "amountCents": "46242",
  "medianCents": "66929",
  "programN90d": 1002,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:32:01.647Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": "AE"
}

The actors on this transfer

Entity Risk Skoor

45n=34 review

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

No alerts.