Transfer · ach outgoing

$336.80 USD

Id: acht_sim_meri_8suy85ctax4
Status: SETTLED
Type: DEBIT
Entity: enti_sim_meri_28dfpclz9pj
Account: bacc_sim_meri_8q80efi79pm
Counterparty: cpty_sim_meri_6ppd81dfako
SEC code: WEB
Return code: —
Created: 2026-08-08 03:18Z
Effective: 2026-08-09 03:18Z

Transaction Risk Skoor

Skoor

55n=466

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-01 The counterparty has drawn an unauthorized return before.	`returns.counterparty_prior_unauthorized`	+40		1 prior unauthorized return(s)
2	TRS-ENT-05 The entity has a potential PEP match that has not been resolved.	`entity.pep_potential`	+15		potential PEP match

Signals

Signal	Weight	Hard	Detail
entity.pep_potential	+15		potential PEP match
returns.counterparty_prior_unauthorized	+40		1 prior unauthorized return(s)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 28,
    "pepStatus": "potential",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 16,
    "priorReturns": 1,
    "priorTransfers": 28,
    "screeningAgeDays": 43,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "135517",
  "hardSignal": false,
  "amountCents": "33680",
  "medianCents": "67839",
  "programN90d": 466,
  "counterparty": {
    "n": 3,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:34.854Z",
    "isFirstTime": false,
    "priorReturns": 1,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 1
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

15n=57 clear

Counterparty Risk Skoor

90n=5 hold

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status potential).	high	15 clear	reviewed	open	no clock