Transfer · ach outgoing

$482.47 USD

Id: acht_sim_meri_8775r12qccz
Status: HOLD
Type: CREDIT
Entity: enti_sim_meri_ggdan2k9ok
Account: bacc_sim_meri_8tkmpnmr9on
Counterparty: cpty_sim_meri_5r5s8ge7afl
SEC code: PPD
Return code: —
Created: 2026-09-16 22:47Z
Effective: 2026-09-17 22:47Z

Transaction Risk Skoor

Skoor

5n=1069

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 15,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 17,
    "priorReturns": 0,
    "priorTransfers": 43,
    "screeningAgeDays": 18,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "136723",
  "hardSignal": false,
  "amountCents": "48247",
  "medianCents": "66942",
  "programN90d": 1069,
  "counterparty": {
    "n": 4,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:29.895Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=42 clear

Counterparty Risk Skoor

10n=3 clear

Alerts on this transfer

No alerts.