Transfer · ach outgoing

$345.79 USD

Id: acht_sim_meri_7g66yz1xa6h
Status: HOLD
Type: DEBIT
Entity: enti_sim_meri_988w1g3z9p4
Account: bacc_sim_meri_4k433emh9p7
Counterparty: cpty_sim_meri_125l8f39a6h
SEC code: WEB
Return code: —
Created: 2026-07-19 04:30Z
Effective: 2026-07-20 04:30Z

Transaction Risk Skoor

Skoor

15n=147

Band

clear

Confidence

0.60

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty
2	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 2,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 1,
    "priorReturns": 0,
    "priorTransfers": 2,
    "screeningAgeDays": 21,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "133735",
  "hardSignal": false,
  "amountCents": "34579",
  "medianCents": "63943",
  "programN90d": 147,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:19.086Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=9 clear

Counterparty Risk Skoor

10n=5 clear

Alerts on this transfer

No alerts.